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If you cash in a insurance policy is the money taxable?

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Any cash value beyond the total amount of premiums paid is most likely taxable at ordinary income tax rates. It also depends on ownership, beneficiary (e.g. a Trust) but for most of us the first answer is correct.
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Is the cash value of life insurance taxable?

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Are the proceeds of a life insurance policy taxable?

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Can the insured of an insurance policy cash it in?

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How do you get cash value from your insurance policy?

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