Most of the time, the insurance company pays the mortgage company the money and they release it to the contractor when the work has been done. It is really shortsighted to spend the money on something other than what it is intended for.
Coverage depends on what caused the damage and when the damage occurred. If a covered peril like wind or hail caused the damage to your roof and your policy was in force at the time of the occurrance, then your policy should cover the loss. It would not matter if the roof was "put on wrong" to begin with.
It depends. If you put on a metal roof where you had shingles before and you live in a high hail damage area, the premiums may go up. Typically a new roof will only help, but will not drop the premiums anywhere near the cost of the roof.
no implications
In order to assess damage to your roof since a storm you can call your insurance adjuster or a home inspector. If you are covered on your policy you could get benefits to have repairs made to your roof.
i have alot of water damage due to a leaky roof in my walls and floor can i get help
I really dont think you can put a roof on your house
It should cover your roof for accidental damage, it will not cover a new roof if it needs replacing due to age.
Rock salt may not damage shingles themselves but it can cause the nails holding your shingles to the roof to corrode. In turn this rust can cause stains and streaks on your roof. Additionally if this situation gets too bad, shingles become loose and get damage.
It has 25 lightning rods on the roof.
It depends how much damage was done to the roof. If it just knocked off a few tiles, any roof repair company can fix that. If it did major damage, look into getting the whole roof replaced.
it is safe. but only if it is cleaned and purified.
In most states, homeowner's insurance does not cover water damage from a leaky roof. Water damage is generally covered under a separate policy called flood insurance.