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If you live in a townhouse who is responsible for insuring against flood damage?
Wiki User
∙ 12y ago
For townhouses, you should make sure your homeowners association carries appropriate federal flood insurance which protects you and you neighbors from rising water from a stream, river, ocean or canal. If a flood in your house is caused by sewer backup or a broken pipes, you need to make sure your personal homeowners insurance covers those problems. Also, ask your homeowners insurance company how to insure common walls of a townhouse in case your neighbor has a broken pipe or some other internal problem.
Wiki User
∙ 12y ago
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What is the verb for insurance?
the verb form of insurance is insure.Other verbs are insures, insuring and insured.Some examples in sentences are:"I will insure my car against damage"."He insures the house"."I am insuring myself"."The officer asks if he is insured".
If a tree is partially over the property line on your neighbor's property who is responsible for potential damage from a rotting tree that is still standing?
The responsibility rests with the owner of the property on which the rotting tree is standing. However, the person whose property is damaged may have the burden of proving the tree owner knew it was a hazard (foreseeable versus merely potential) and that the damage was caused by negligence rather than an "act of God". A person is responsible for insuring his or her own property for damage caused by unforeseen accidents.
Can the laundromat be responsible for damage to your clothes. Even if they have a sign that says we are not responsible for loss or damage to clothes?
No.
How do you use ensuring versus insuring?
Ensure means to make certain that something happens.Insure means to protect yourself against financial risk by paying an insurance company to obtain a policy.Examples:To ensure her party would be a success, Nancy hired a party planner.John decided to insure his house against flood damage.
Who is responsible for hit and run damage in NC?
There are many people responsible for hit and run damage, too many to name.
Are you responsible if someone borrows your car without permission and gets in an accident?
The owner's insurance will pay if he has collision coverage. It Doesn't matter who was driving. the owner will have to pay the collision deductible, unless he wants to press charges against his buddy for "stealing" the car in which case the owner will have to pay the Comprehensive deductible. If the owner has neither collision nor comprehensive, then the owner is out of luck. The buddy's (who borrowed without permission) insurance company is not responsible for anything. They were not insuring that vehicle only his liability (damage he causes to people and vehicles that he hits but is not occupying)
What powers do the courts have when personal or private property is damaged or destroyed?
In the event that there is personal or private property which has been damaged or destroyed, the courts can help. The person with the damaged property can file a lawsuit against the person who is responsible for the damage. If the court finds in favor of the person who has filed the lawsuit, it will enter a judgment against the person who damaged the property, which will make them legally responsible for paying for the damage.
Does homeowners insurance cover damage caused by a repair man?
Not generally. If the repair man is responsible for damage, he is also responsible to repair it.
You hit car who then hit the next car are you responsible for both cars?
Yes, you are responsible for all the damage caused by your accident therefore if an object you hit goes on to cause further damage as a result of being hit then you are responsible for all the damage.
Is a cosigner responsible for damage done by the tenant?
Yes, the co-signer is responsible.
Who is responsible for a tree limb causing damage to neighbor's gutter?
Mother nature would be responsible for the damage. Unfortunately though, She does not carry Insurance.
Should my neighbor's insurance cover for my damage?
If your neighbor is responsible for the damage, yes. If not, no.
