The insurance company issues the check in both names, because there is still money owed on the vehicle. In which case, you would not be allowed to make your own repairs.
If it is not cashed it will eventually become void. Normally it says how many days the check is valid for on the front of the check. This is usually about 90 days. If this happens you can always contact the insurance company to have it reissued.
If you are looking to recieve the insurance check and are wondering if you have to have an estate open in order to receive it your answer is here. The thing is you do not have to have an estate open to receive an insurance check if you are a critical thinker. You need one way or another to get the insurance check, so if you have a P.O. Box that is set up or maybe a friend that you can have it mailed to, there is no reason you won't receive the insurance check.
yes
Sure, you can request it, but they won't do it unless you are capable of doing the repairs yourself, and then they will give you the check AFTER the repairs are made.
It is a question of honesty..... If you told the insurance company you were going to do it yourself and their check is for materials and some of your time then this would be OK. However, if your claim quote was for a builder to make the repairs, then their check is for this work and you should tell the insurance company that you intend to do the work yourself or you will be defrauding them. You must also remember that if you do the work yourself and the roof is damaged again they will probably refuse to pay (unless you are a qualified builder) on the basis that your initial repairs may have been inadequate. The fact that you asked this question indicates that you are basically an honest person - stick with the honesty and don't try and make money out of an insurance claim - it is not what insurance is for.
If you want to collect the depreciation your insurance company withheld from your claim payment you must make the repairs to your home. After you make the repairs contact your insurance company and they should issue a check for the depreciation.
By providing them with proof that you have already made all repairs.
There are many places where one could receive lead insurance. One could check sites such as Insurance Lead and Reviews for information regarding lead insurance.
Some insurance adjusters will write you a check for the immediate repairs that are noticeable, However generally there are many repairs the adjuster does not notice until after the job is complete and or the job costs more than what he has allocated in any event you have the right for a reconsideration on all aspects. If the insurance company fails to fund as needed contact your state commissioner of insurance he/she will be glad to investigate the insurance company .(Insurance Companies worst nightmare because if they have many complaints the insurance commissioner can bar them from soliciting or providing insurance with in the state. Hope this helps
Most homeowners insurance policies cover repairs caused by storm damage, however you will have to check your policy to be certain. Usually, you will have a fixed amount of time to claim damages.
You submit the claim to your insurance company and they should send the check to you minus your deductible. If there is a lien on the car, the check will go to either the shop that does the repairs. If the repairs are not made the check may be made to the lender AND the owner or only to the lender. The named insured on the policy and the loss payee if there is one.
Usually an insurance co. wants a quote on the repairs,if they want after market parts, then they are cheap and I would use another insurer. Once you give the Ins co. the estimate or two estimates if from the original dealer, the original dealer should use genuine parts, and ask for the empty boxes. If you get the check from the insurance co. it is up to you to do the repairs, they will not pay again for same thing. If you get the check and cash it and do no repairs, its on you.