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Q: If you take eligible Social Security benefits at age 62 then decide to stop them at age 63 and go back to work can you do that?
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If you are currently receiving unemployment benefits in the state of California and decide to apply for Social Security benefits will your California unemployment benefits be reduced?

No. They are independent and separate programs.


Maximizing Your Social Security?

For many Americans, Social Security benefits are one of their most important retirement assets. Unfortunately, too many decide to begin taking their benefits early, with no advice and without taking their spouse’s Social Security decision into account. A well-researched strategy for claiming Social Security benefits specific to your circumstances and retirement goals can make a substantial difference in your financial well-being, retirement lifestyle options, and the overall success of your retirement. For some of our high net-worth clients, Social Security is only a small portion of their retirement income needs. However, given that Social Security is a guaranteed income stream for life with inflation adjustment, it can also be a crucial part of planning for the surviving spouse. Considering the many ways that you can claim Social Security, it makes sense to optimize strategies to maximize your benefits and add alpha to your wealth. With Social Security benefits backed by the U.S. government, once you’ve considered and have made your choices, you will also receive an annual cost-of-living adjustment. We like our clients to view their Social Security benefits like an inflation-adjusted lifetime income annuity. In 2022, the Social Security Administration announced a major cost-of-living increase of 8.7% to offset inflation of 8.3%. This is the biggest increase since 1981. When it comes to planning your retirement income, it’s incredibly important to consider the social security benefits you’ll be earning. Unfortunately, it’s not as cut and dry as just relying on a given number — the amount of your social security benefits are determined by a number of factors. There are several things you can do to maximize your social security. At Advanced Wealth Management, we can take an in-depth look at your specific situation and give you professional advice on how you can maximize your benefits. Want to know how you can claim the maximum benefit when the time for your retirement arrives? Fill out the form below to calculate the best time to start your social security benefits.


I am currently on Long Term Disability and Social Security Disability benefits for a chronic illness. Will I be able to continue receiving these benefits if I decide to get pregnant?

Only if the pregnancy has complications and the doctor recommends bed rest or otherwise decides that you can't work.


Can you draw Social Security disability if your spouse works?

Yes, under certain circumstances. If you are at least 62 years old, you can draw spousal benefits of up to 50% of your qualifying living spouse's monthly entitlement, but your spouse must retire or already be retired before you become eligible for benefits. If the working spouse has reached full retirement age and would like to remain working, he or she may elect to file for benefits, then suspend his or her portion in order to continue accumulating delayed retirement credits. If you have not yet reached full retirement age (65 for people born before 1943; 66 for those born between 1943 and 1954), your benefit will be reduced and will continue to be paid at the reduced rate for as long as you draw Social Security. Once you begin receiving benefits under a spouse's work record, you cannot earn more than $14,160 per year without receiving a temporary reduction of $1.00 for each $2.00 earned over the annual limit. This cap is lifted the month you reach full retirement age. If you are eligible to draw benefits against your own work record, Social Security will check both of your records and pay your benefits based on the one that generates the higher monthly check. Ex-spouses may also qualify for social security retirement benefits, if married to the worker for at least ten years. This does not affect the amount of your, or your spouse's, benefits. You will become eligible to enroll in Medicare at age 65 on the basis of your living or deceased spouse's work record.


Where are some social security office locations in NYC?

Some of the Social Security offices in New York are located in Brooklyn and Queens. The one that you would need would depend on where you live in New York to decide which one is the closest or falls into you jurisdiction.


What if you worked 9 months and not 12 out of the year can you collect unemployment and still decide to collect your social security at age 63 because you do not get enough from unemployment?

possibly, but your unemployment benefits will be reduced because you're getting money. Dosn't matter where from, if it's green and your getting it, they won't give it.


Are teachers who receive state retirement ever able to collect Social Security My State says no. Do I have to move to one of the 14 States without state pensions I need more info?

It depends on several factors. First of all if your entire working career has been as a teacher in one of the 14 states whose teachers do not pay into social security, then the answer would be that you would receive no social security benefit because you never paid any money into it. Now, lets say you work as a teacher for 15 years in a state whose teachers DO pay into social security, such as Pennsylvania. You then decide to work for 15 years as a teacher in Ohio whose teachers do NOT pay into social security. Once you retire, you would indeed get social security due to the fact you worked 15 years in PA and paid into SS. HOWEVER, you would take a hit (called the Windfall Provision) because you are also collecting money from Ohio's pension.


Who in an organization should decide where in the organizational structure the information security function should be locatted?

The entire organization must decide how to position and name the security function


Who in an organization should decide where in the organizational structure the information security function should be located?

The entire organization must decide how to position and name the security function


If you have a stroke can you get disability?

You would need to follow-up with your physician to determine whether you need to go out on disability. If your physician places you on disability, and provides the information to support that, then you may be eligible for disability benefits if you have them. I would contact your physician and let them decide what is best for you.


Who assesses information against federal adjudicative guidelines to decide if an applicant is eligible for a clearance?

CAF


What is Social Conscience?

Social Conscience help you decide right and wrong in the society.