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There are many things that insurance company takes in to consideration when raising your rate. They will look at how long you have had insurance, the amount of the claims, if you were at fault or not, as well as other factors. Only they will be able to tell you.

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Q: In California how much do insurance rate go up after an accident?
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Related questions

How much will your insurance rate go up after an accident with an uninsured motorist?

Usually an uninsured motorist accident is not chargeable against insured in any way. Your rates should not be effected at all with most insurance companies.


How much do insurance rate go up after an accident?

There are many things that insurance company takes in to consideration when raising your rate. They will look at how long you have had insurance, the amount of the claims, if you were at fault or not, as well as other factors. Only they will be able to tell you.


What if someone drives your car and has an accident?

Your insurance rate will increase.


Would the insurance increase if the driver has an accident with learners permit?

It is possible that the insurance rate would go up if a permitted driver has an accident. Usually, raising insurance rates is not an individual decision.


Will my insurance rates go up after a total loss?

It depends on who is at-fault for the accident. Your rate doesn't rise based on how much money was spent towards repairing your vehicle, it rises based on your driving/accident history. If you were in an accident and deemed not at-fault, supposedly your rate will not go up. However, I've seen my own rate go up AFTER an accident finally dropped off my record AND I had no tickets or citations, and the reason was given as "insurance rates have risen all over the state".


Is auto insurance in Hawaii on average cheaper due to not as much area to drive?

Yes, Hawaii auto insurance is generally cheaper because of less accident rate and low amount of traffic.


Where can one get good California car insurance rates?

One can get good California car insurance rates by comparing all of the insurance rates from different companies. By this way, one can truly get a good California car insurance rate.


How much will your insurance go up after an at fault accident?

It will vary based on the individual insurance company and their policy. You will loose any claim-free discount and the points for the accident will be added to rate the policy up. Usually it goes up 10-15 percent for the first claim.


Will your premiums go up if you crash somebody else's car?

Yes. If it is determined that the accident was your fault, your insurance company will raise your rates. However, the rate increase is often fairly minor. If you were ticketed by the police, it may increase the rate increase because you now have both a ticket and an accident. Your insurance agent should be able to tell you how much the increase will be.


What happens to you when a driver with a suspended license gets into an accident in your car?

Your insurance rate goes sky high.


Does a speeding ticket in Illinois effect your insurance rate if you move to California?

Yes


Will a no fault accident raise your insurance rates?

You need to check with your agent or policy services for you company. They can tell you their rules for accident/claims related rate increases.