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The estate of the deceased is responsible for the debts. Indirectly, the spouse is going to pay the debts, either by a smaller inheritance or as a beneficiary of the goods and services purchased by the spouse.

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Q: In Michigan is a surviving spouse responsible for the deceased's credit card debts?
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In the state of Michigan if the surviving spouse is additional user on a credit card of the deceased will the surviving spouse need to pay the debt?

The estate will be held responsible. Given that the spouse was a card user, they can also be held responsible if the estate doesn't resolve the issue.


What should surviving spouse do about credit card debt in MI?

While the estate has primary responsibility in Michigan, in most cases they will be held responsible. They are deemed to have benefited from to goods and services.


Who is responsible for Spouse credit card after death?

The estate of the credit card holder. If the surviving spouse was an approved user, or co-signee they would also be responsible.


In Alabama is a surviving spouse responsible for the credit card debt of their deceased spouse?

Alabama is not a community property state, the surviving spouse is not responsible for creditor debt unless he or she was a joint account holder.


Is the joint owner on a credit card responsible for the debts?

Answer credit cardfrom past experience with my mother in law, you are responsible for the credit card balance The surviving joint account holder would be responsible for the entire amount owed.Credit Card DebtUnfortunantly you will be responsible for all of it.


Who is responsible for credit card debt after death in Michigan?

The estate of the deceased is responsible in Michigan. The executor is responsible for listing all assets and debts. The debts are paid and anything left is distributed.


If surviving spouse is insolvent is she responsible for credit card debt in Arizona a communty property state if her name was not on credit card and she never used credit card?

The estate is primarily responsible. However, a spouse is normally considered to benefit from such debt and can be held responsible.


In Pennsylvania is the surviving spouse responsible for the deceased spouse's medical and credit card debt?

No, the spouse is not responsible. However it does come out there assets left behind.


Is a surviving spouse in New York responsible for repayment of credit card debt only in name of deceased spouse?

yes.


Who is responsible for a deceased person credit card debt in California?

California is a community property state, therefore if there is a surviving spouse he or she is responsible for all outstanding debt including credit card accounts even if the decedent was a sole account holder. If there is not a surviving spouse the credit card debt will become a part of the probate procedure and will be handled according to the state laws of distribution of an estate.


In Missouri is the spouse responsible for credit card debt when the other one dies?

If the surviving spouse was not an account holder then he or she is not responsible for repayment of the debt. FYI, authorized users are likewise not legally responsible for credit card debt as it is assumed the AU has no control over how the account is handled.


Is a surviving spouse in Pennsylvania responsible for repayment of a credit card debt when his deceased wife was the authorized user on an account that was held by her deceased mother?

No. Only the account holder is responsible for repayment of debt incurred on a credit card. An authorized user is not responsible for repayment, but in this case if the now deceased AU continued to use the account after the death of her mother (the account holder), the AU's estate might be responsible for any charges made under such circumstances. In any event, the surviving spouse is NOT responsible to repay the CC debt.