Insurance is issued on the vehicle, not the driver. If your child, properly licensed, is driving with you in the front passenger seat, the vehicle and its passengers are covered.
no.
If they catch you they will usually take away your license. But most people who drive without insurance have no qualms about driving without a license and usually have nothing of value to their name either; thus, uninsured motorists insurance was born.
Absolutely not. If the insurance is 'invalid' then the car is uninsured and it is against the law to drive an uninsured car. If the driver is caught operating the vehicle, they will be arrested and the car will be impounded.
You can't, period.
That shouldn't keep you from getting auto insurance as long as she is not listed as a designated driver of your vehicle. If your uninsured wife should drive and be involved in an accident with another driver, your insurance will not pay.
even just the part about being uninsured is illegal.....
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The vehicle owner is responsible for 100% of the damages. They can let anyone drive their vehicle as long as they have a valid license (being uninsured is not a factor), but if they turn their vehicle over to an unlicensed driver, the insurance company will not pay that claim.
no no matter what you need license to drive legally
it is possible that they know HOW to drive a car, but they cannot get a license until they are 16, should they drive without a license there will be a huge fine because it is highly illegal to drive without a license and insurance.
In most situations, the insurance follows the vehicle, therefore, if you don't have a vehicle you would not have a need to have insurance. You still have the responsibility to make sure that any vehicle that you do drive is insured. If you borrow someone's car and drive it, you have the care, custody, and control of the vehicle and you are legally responsible to make sure it has the legally required coverage. If you drive an uninsured vehicle, you will be ticketed.
NO, All drivers are required to carry insurance and be scheduled on an auto insurance policy. if he's not on the policy then he is not a covered driver. Although your company may be required to pay for an accident in which your uninsured teenager is involved. they would not be paying because he was covered, but rather they would have to pay due to the parents negligence in failing to obtain proper insurance for their teenage child and because they allowed the uninsured child to drive the vehicle. The insurer is often liable to pay for the negligence of the insured. Don't confuse this though with an assumption that the uninsured child was somehow covered simply because the insurer had to pay.