Involved in a not-at-fault accident is it your fault or the owner's for driving their uninsured car if you thought it was insured?

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Ultimately, the driver is responsible for everything that that is caused by or contributed to while the driver is in the vehicle. Lights don't work? Drivers fault. Not insured? Drivers fault.  If you drive a car that is not insured you can be ticketed for that. If you were not at fault in the accident then hopefully the other driver had insurance otherwise the damage to your friends car will have to be paid out of pocket. If that were the case then you could attempt to take the at fault driver to court. It is the responsibility of the owner of the vehicle to have the vehicle insured.

Answer

The law clearly states that it is the driver's resposibility to make sure that the vehicle he/she is driving is properly insured and there are no acceptions, you will be ticketed.
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You were in an accident which was not your fault but you did not have car insurance are you liable for this accident?

If it wasnt your fault, then the person who was at fault is liable. I would suggest working something out between the two of you, since you could have your liscense suspended if caught without insurance. II: You wish it was that easy! It is illegal to operate a vehicle without insurance coverage (MORE)

What if you drive somebody else's car and you get involved in an accident which is not your fault?

Answer . \nSame rules apply as if it was your own car. Make sure you get the insurance information from the person that was at fault and immediately call that insurance company and file your claim. The owner of the car will probably have to verify that you had permission to drive the car. If t (MORE)

If someone with insurance is found at fault when they hit an uninsured driver does the at fault drivers insurance still pay for damage to the uninsured car?

Yes, you are responsible regardless whether the other party has insurance or not. . You should recover compensation, but in the UK driving without motor insurance is a criminal offence so you could be prosecuted by the authorities. Also - the mechanics of the collision are important. For example - (MORE)

What happens if a car accident was not your fault but you were driving a friend's car that was insured by liability insurance?

I believe if, before the accident, you are listed as a driver on the insurance policy, then you are allowed to drive the vehicle too. If so, then the car at fault is at fault. If you are not listed as a driver, then your friend could be at fault if he gave you permission to drive the car. If he did (MORE)

Who pays the medical bill if you are involved in an accident where the at fault party is uninsured and you don't have uninsured motorist coverage but you do have medical insurance?

This is a great question. My husband was hit by a car while on his motorcycle last June. He DID NOT have uninsured motorist on his bike and the woman had no insurance at all, so unfortunately we could not go after her for any money. He was in the hospital for one month, 8 surgeries and is still unab (MORE)

If your trying to get insurance for the first time and you were involved in an accident with a company car under there insurance and it was not your fault do you still have to tell the insurance polic?

accident and Ins . I had a minor at fault accident with a company vehicle. I provided my current car ins co with a letter from my old car ins co stating that they did not pay a claim on this accident. My new ins company accepted it and ignored the accident.. You can do as above although it is be (MORE)

Who do you sue if you are involved in an auto accident and the at fault party had no insurance?

You will definitely want to seek the advice of an attorney. Just because the at fault driver doesn't have insurance, doesn't mean they are not responsible for damages. If you have a strong case, you may wish to move forward with a lawsuit - to which there may be an out-of-court settlement. If the pe (MORE)

What happens if an uninsured driver in an insured car is cited for a traffic violation or is involved in an accident?

Answer . \nInsurance follows the car, not the driver. If you had permission to use it you should be fine. If you were cited for a traffic violation, you should just pay it ahead of time and then apologize profusely to your friend, since you just raised his rates for several years. If there wa (MORE)

What happens if an uninsured unlicensed driver is driving your insured car and has an accident?

Answer . If you have Auto liability Insurance and you gave this person perrmission to drive, The Insurer will probably have to pay the bill for the accident. The company will then probably have to promptly cancel your insurance coverage for allowing an unsinsured unlicensed driver to operate you (MORE)

An insured driver is unknowingly driving an uninsured car and has an accident The owner of the uninsured car is injured Who pays for the uninsured owners injuries?

Answer . this is tricky, dependant on the state laws...you are driving an uninsured vehicle, you have insurance on another vehicle of your own, you get into an accident that is your fault ...the owner of the vehicle is a passenger in the car and is injured...your policy should step in and cover (MORE)

What happens if you are driving an uninsured car and you get into an accident and it was your fault?

Answer . Firstly,, If you are temporarily and unknowinlgly driving an uninsured non-owned vehicle and you do have liability insurance on your own vehicle, Then in Most cases that liability insurance from you own vehicle will follow you to the temporary vehicle as secondary coverage, so the accide (MORE)

If you are driving without insurance and are involved in an accident that is not your fault who is responsible for damages to your car What legal consequences are involved for the uninsured driver?

First of all you are really lucky that this accident was not your fault. The person who was at fault is responsible for your vehicle damages. If he is insured, then it is his insurance company that is responsible. ** Depending on your states laws, you can loose your drivers license for up to a year (MORE)

What do you do if you get into a car accident and have no insurance and your at fault?

Pray and Pay. You will be responsible for all costs associated with the accident. If you don't have the funds to pay the entire claim the more than likely the other party will file the claim on their uninsured motorist section of their auto policy. The UM will act as your insurance would have if you (MORE)

Will an uninsured licensed driver be ticketed when driving an insured car in an accident?

Yes. If the driver is not an insured, the uninsured driver can be ticketed even if the car itself is insured. In many U.S. states they will also impound the vehicle when it is found being driven by an uninsured driver. It is the responsibility of the vehicle owner to insure that anyone you let dr (MORE)

Will your insurance company still pay for the damages to your car if your daughter who has no drivers license and who was not at fault for the accident drives the car at time of accident?

Probably not, as most policies only cover drivers not listed on the policy if they were given permission to drive. If you gave your unlicensed daughter permission to drive, then you can be issued a ticket. However, if the accident was not your daughter's fault, then the at fault party is responsible (MORE)

What happens if you are driving an uninsured car that you also own and you get into an accident and it was your fault I have basic insurance on another vehicle but none on this vehicle in question?

If you are driving an uninsured car that you own and you get into an accident that is your fault, then you have to personally pay for the various expenses that may result from that accident, which includes both the cost resulting from damage to the cars involved, and also any medical expenses which (MORE)

What happens in a car accident if both cars involved do not have insurance and the car at fault was drunk driving?

If neither vehicle was insured you will have to sue the other party in order to collect any damages. Drunk driving is a contributing factor but really whichever party is at fault for any reason will be liable to the other party. The bad news is that if the person did not have insurance the probably (MORE)

Will your insurance pay for the damages in an at fault accident even if the driver of your car is uninsured in your policy?

The real answer is that you should talk to your insurance agent,because laws vary from location to location. However, in most states, what's being insured is the car ,not the driver . If you give permission to someone to driveyour car and they get in an accident and it's their fault, usuallyyour (MORE)