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the 2.7l is an interference engine,if the primary chain breaks or jumps the pistons will hit the valves. it has a chain,not a belt(actually 3 chains)1 primary and 2 secondary chains 1 on each head to run the dohc's, the primary chain is usually the problem along with the primary tensioner going out,and on top of that the water pump running off the primary chain. when the water pump goes out (bearing or seal) all the antifreeze goes in the oil,and can cause more problems.

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Q: Is 2002 sebring 2.7L timing belt interference?
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