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Is 474 a bad credit rating?

Updated: 8/18/2019
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14y ago

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It's fine for purchasing at Rent-A-Center and borrowing at pawn shops.

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14y ago
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Q: Is 474 a bad credit rating?
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Related questions

What is a D credit rating?

A D credit rating is the opposite of a D cup breast - bad.


When bad credit expires does the credit rating go up?

No. Your credit rating will remain the same long after the bad credit has expired. In order to get a better credit rating, you'll have to obtain a credit card or loan of some sort. Making monthly payments and staying within the credit limit will gradually improve your credit rating over time.


Is a credit rating of 591 bad?

Yes.


What does a R3 credit rating imply?

BAD


How to obtain a mortgage with bad credit?

If you have a bad credit rating, you will have to pay a higher interest rate. This will be like a penalty for having bad credit.


What companies offer auto credit to those with a bad credit rating?

There are a few companies which offer auto credit to those with a bad credit rating. A common one in the United States is called Auto Credit Express Loans.


What is the cause of poor credit mortgage?

Often previous bad debts can have a huge impact on receiving a poor credit mortgage. It is worth having an official credit rating carried out to determine your rating, as this will also inform you as to why you have a good or bad rating.


Does your bad credit rating affect your children if they live at the same address?

no it does not affect your children's credit rating. credit score is based on how an individual uses credit, not on how other people uses credit. what possibly may happen is children may learn thier parent's bad credit habits. if a consumer needs a co-signer (parent) then if the parent has a bad credit rating that will affect the loan


Is 444 a good credit rating score?

No. It is quite bad.


How can someone get a mortgage with a bad credit rating?

Firstly if you haven't already, obtain a copy of your credit history to check the details and remove any incorrect details which may be affecting your credit rating. If you still have a bad rating then seek advice from an independent mortgage advisor. There are specialist companies available who will arrange mortgages for people with bad credit ratings.


How can i have bad credit when i don't own a credit card?

Your credit rating is assessed by companies on your past history of paying back money you have borrowed. People that have never borrowed money will not have a recognised rating. As far as companies are concerned this is considered a poor risk and you may be classed as having a 'bad' credit rating.


Where can I get instant credit cards for bad credit?

It may be possible to get a credit card with bad credit, but the terms will be unfavorable. You should work at rehabilitating your credit rating before applying for credit cards.