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Is an employee liable to pay for an injury if he or she was horseplaying and caused an injury or is it covered by workmens comp?
Wiki User
∙ 8y ago
The employee who instigated the "horse-play" will probably be held personally responsible for any injury or damage claim. WCI only applies to injuries incurred when the employee is performing regular job related duties. The injured person can file a lawsuit to recover medical and any other expenses caused by the person who started the rough-housing.
Wiki User
∙ 8y ago
Wiki User
∙ 13y agoYES this could be possible DEPENDING on the circumstance and causes of the injury NOT being a job related injury.
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What type of insurance does Workmens sell?
Workmens sells an Insurance that covers the policy holder for injuries or medical conditions caused by their employment which leads them to be unable to work. It provides a salary.
Does workmens comp cover a stroke on the job?
If you have a stroke at work, workman's comp is not going to cover your illness. You must get hurt at work in an accident in order for the illness to be covered.
Having a seizure at work then being taken to the hospital in an ambulance is that covered under workmens comp?
Not unless you can prove: -that a work condition caused or exacerbated a seizure condition, -that a stressful work environment exacerbated an existing seizure condition, -that a required duty caused you to be in a place where you sustained a head injury which caused the seizure, or -that your employer required you to be at work despite their knowledge of an unusually high risk of seizure activity (you had run out of medication, for example).
Are you entitled to workmens compensation if you are injured on the job site while on a break?
yes you are . * It depends on what activity caused the injury. If the person was engaging in irresponsible behavior he or she may not qualify for WCI benefits.
Is a tailgate damaged from hauling lumber covered by insurance?
No. This is something that you did on purpose and the damage is not caused by a "covered cause" under the terms of the policy. Generally it must be damage caused by one of the covered causes and must be sudden and accidental.
Can an employee file a lawsuit against a school district where harmful chemicals were used and caused major health issues?
As and employee of course.
If an employee is on his way to work and driving a company car and has an accident is the employer liable?
In most cases, the company's insurance carrier will pay for damages, as long as the fault causing the accident was not caused by the employee. The employee here is representing the company in this case - if the employee is charged with negligent driving and was cited for causing the accident, the company insurance carrier will most likely pay, but will seek restitution from the employee. Could get into a real sticky situation.
Will catastrophic insurance cover damages caused by a hurricane?
Hurrican damage is covered. Anything direct, sudden, and accidental is covered.
Tree limb falls on car Is that covered?
Geico covered the damage caused to my Durango when a branch fell on it. I had to pay a decuctable.
If you had your granddaughter car insured and she wrecked it is the car covered?
It depends on the type of insurance coverage. If it was Liability insurance only, and she caused the wreck, then it is not covered. If it was Collision coverage, and she caused the wreck, then it would be covered. If she didn't cause the wreck, I'd check with the insurance company of the person who did cause it.
Are on the job injuries covered by workers compensation if the accident was my fault?
Most on-the-job injuries are covered, regardless of fault. The workers� compensation system is designed to provide benefits to injured workers, even if an injury is caused by the employer's carelessness or the employee's own carelessness (if the employee tripped because of clumsiness or was not paying attention while operating heavy equipment, for example). Mere carelessness or even recklessness is rarely enough to take the claim out of the realm of workers� comp. Coverage may be denied in situations involving self-inflicted injuries, injuries suffered while an employee is committing a crime or injuries suffered when an employee's conduct violated company policy, like a policy against drug use or drinking on the job.
Does homeowners insurance cover concrete stair separation from the house?
It depends what caused the separation. If it was from improper installation or a design flaw the damage will not be covered. However, if the damage was caused by a covered loss then the damage will be covered. Review the Perils Insured Against section of your policy to determine if the loss is covered. You may need to retain an engineer to determine the cause.
