if you have cancer before you are married, it will most likely be considered a pre-existing condition and it will not be covered by insurance.
There are some life insurance companies that may offer life insurance for cancer survivors. One way to find out is to contact a life insurance agent in your area (yellow pages) and ask if they have a contract with a firm that offers life insurance for cancer survivors. Also, there are guaranteed acceptance life insurance plans available from some carriers for people age 45-74, but the coverage is usually limited to $20,000. Another option is to request free life insurance quotes online from a life insurance quote service that has a network of insurance companies they can offer quotes through, some may provide coverage for cancer survivors. I believe the Hartford offers life insurance for men with prostate cancer, and women with breast cancer. I read about it in a 2006 article from Fox News.
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transamerica life settlement has a form for former cancer policyholders. Are you the same as aflac insurance?
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The critical illness insurance UK covers the following illnesses: stroke, cancer, and heart attacks. Although one may think that these are covered unconditionally, there are some prerequisites. Firstly, stroke is only covered if it results in permanent symptoms. Secondly, cancer is only covered if it is an advanced case of cancer. Lastly, heart attacks are only covered if they are sufficiently severe.
Most traditional life insurance companies don't offer insurance for cancer patients. Benefit House Insurance Services offers such services, but it may be worth it to investigate many insurance companies to see what the options are.
While no one wants to think about having cancer, purchasing cancer insurance is a good idea if you have a family history of certain cancers or many risk factors for developing cancer. Cancer insurance can help cover any medical expenses related to cancer treatment not covered by your major medical health insurance policy. A cancer insurance policy can also off-set income loss due if you need a significant recovery time after surgery or cancer treatment procedures.
Direct life insurance is easier to purchase, but only provides financial benefits in case of the death of the insured person. No other events are covered by Direct life insurance.
Serious damage, such as the breakage of a bone, or other muscle tears and ligament breakages. Also heart failures, and cancer treatment is covered in catastrophic health insurance.
Term life insurance is a type of insurance coverage offered to a group of people. This coverage will provide a benefit to the beneficiaries if the covered individual dies during the defines covered period.