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If you bought the coin at a price based on its grade, I wouldn't worry about a hairline crack in the GSA case. However, if you paid a premium for the GSA package, you might want to return it.

If the crack is from normal wear and tear it adds value to the coin, but if it is from mis-use then the coin has a small value. That is my experience from selling old coins. You can tell if the coin was cut, or pried, or if it is normal wear.

The 1885 CC GSA Morgan may be an error coin or VAM variety and worth more than you paid. Have the coin checked by a reputable dealer but don't sell for the first offer....good luck - if you want, email me a pic reubenq @ comcast.net

This iSn't a bad thing this coin if certified is worth around $2,000-4,000 U.S. dollars

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Q: Is it a bad thing if an 1885-cc GSA Morgan dollar you just purchased has a hairline crack?
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