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Is it legal for a wife to cancel her husband's health insurance as well as his son's from a previous relationship without notice?
Are they still married? Separated? Divorced? If nothing else, the husband should get a notice from the Insurance Company about his COBRA rights.
What does the divorce decree say?
Once the divorce is final, the Insurance Company wouldn't consider the x-husband eligible anyway.
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Is it legal to have your own health insurance through your employer as well as being on your spouse's employer's health insurance plan?
Yes, but check into them carefully first. Both me & my husband both have insurance coverage on us and our kids. I did not realize it but it is hurting us more than helping u…s at the moment. My insurance is not as good as my husbands and my birthdate falls earlier in the year. My husbands insurance has a "do duplication of benefits clause in it" which means when they figure up what they pay they figure out their normal amount they would pay subtract off what my primary insurance paid and then pay the difference which is little to nothing. What is really hurting us is that they have larger discounts than my primary and so when they would have paid all of it had they been primary but pay nothing since they are secondary we are stuck to foot the bill (last one was $483.00). Unfortunately I cannot drop my insurance and my husband cannot drop his because of clauses that state that if your spouse has insurance available to them from their employer that they much take it. However, I am going to drop mine to a basic single plan (the smallest I can get) and let my kids just be covered under my husbands which will save us money in the end ( I hope unless there is something else I don't know about), Unfortunately I cannot do this until next January (I just found out about the discounts thing) when my company allows changes to insurance plans. Answer Yes. One is primary, one is secondary. Primary is usually whose birthday comes first in the year. Answer The birthday rule only applies when there are dependants involved. The primary insurance is always the insurance for the company you work for. If your spouse has his/her own coverage, there health insurance from their company will be their primary and yours will be the secondary.
The relationship between health and wellness is that they both work together. Even though they stand for different things, you can't really have one without the other. Wel…lness is actually defined as "a positive approach to living." In regards to weight loss, it is the mental attitude you take toward your goals when it comes to living a healthier lifestyle.Other than wellness, health encompasses a broad spectrum. Here is the definition of health, as defined by the World Health Organization: "Health is a state of complete physical, mental and social well-being and not merely the absence of disease or infirmity." Health and wellness may be different concepts, but you can't have one without the other if you want to be healthy and happy....
Your first cousin's son is your first cousin once removed. The son's wife is not related to you. 1st cousin once removed by marriage is your relation to her, even though she i…sn't technically a blood relative, which really shouldn't matter, give her a hug and call her cousin.
If you are an active employee you would need to contact your personell office, and if retired, contact the office that handles retirement benefits. It should only require that… you sign a form or two.
Your aunts sons wife is your first cousin by marriage.
Legally, in most situations, an employer cannot "just cancel" any employee's health insurance without notice. A federal law known as ERISA requires 60 days' notice of "materia…l reductions." Courts disagree over whether cancellation is a "material reduction" but all at least agree that concurrent notice (it's still notice to say 'I am canceling your health benefits as of today.') must be given to comply with fiduciary provisions. You should consult an attorney or your local labor board.
Answer I'm not an authority on health insurance. But would think the same would apply (but please check), that if your policy were in effect on the 'date of loss…' then coverage would apply.
Can a company stop paying health insurance premiums causing the insurance to be cancelled without notifying employees although employees are still paying for insurance?
No. I don't have the citation off hand, though. If nothing else you'd probably qualify for HIPAA.
They didn't just change it from one policy/carrier to another? Well I'd have a fit to start with. I'm assuming you have talked to them and are getting no where? If that's the …case try contacting The EMPLOYEE BENEFITS SECURITY ADMINISTRATION in the US DEPARTMENT OF LABOR.
This vary from state to state. For the most part, the only time an insurance company actually 'cancel' your policy, there has to be a very valid reason..for example, the… insured withholding information or committing fraud. Otherwise, most companies take a less severe method by non-renewing. Doing this, they provide the consumer with an advance notice to not renew the policy. The consumer is provided with ample time to secure coverage elsewhere.
Answer Actually, you are notified. Simply look at your bill. Insurance companies are required BY LAW to notify you in writing if they are going to cancel your pol…icy. When you are billed, there is ALWAYS a little paragraph in there that says your policy is subject to cancellation if your payment is not received by a specified date and time. Some insurance companies take late payments, but you can be subject to fees and other penalties (subject to applicable law) as well. If you're having trouble paying by a certain day, call your company and have them change the due date. Most if not all insurance companies will work with you. After all, they want that money right??
A husband is not legally responsible to have health insurancefor his wife. Many employees opt not to have health insurance forthemselves. Health insurance is a voluntary elect…ion and no lawexists making it otherwise. . However, do be aware that any medical-related debts incurred by onespouse are considered "common" debts, and as such, the other spouseis legally required to pay for them. In the event of a divorce,said debts would be even divided between the spouses, even if onlyone spouse incurred them.
Your employer cannot legally cancel your health insurance without your knowledge. If an employer chooses to cancel your health insurance he or she must notify you.
You are legally separated can you cancel your spouse's health insurance in the state of North Carolina?
Is this about your sorry a$$ husband? If the coverage is his, i.e., he has this health insurance through his job, or if he is paying a premium for a privately obtained policy,… you obviously cannot cancel his insurance. If you are carrying him on private insurance that you are paying for, or if he is covered under a policy that is a benefit of your employment, you can remove him from the coverage at any time so long as there are no restrictions in the policy (maybe as to timing) or unless your separation agreement (or a court decree) specifically addresses the issue, in which case the separation agreement (or court order) will govern whether you can drop his a$$. Although this response is to a wife seeking to drop her husband, the law would be the same for a husband seeking to drop his wife. It assumes that neither spouse has been adjudicated "supporting" or "dependent" and, as in almost all legal opinions, while true in my state, may or may not be so in other states.
Most insurance policies, including health policies, provide for a stated due-date for the payment of premium each month. They usually also provide for a grace period (such as …10 days) after the stated due date within which the company will accept the premium without penalty. The policy may be subject to cancellation if the correct premium is not received by the end of the grace period.
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