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Yes. It is actually a necessity to stay in business. Insurance companies have so much power that they get away with reimbursing doctors pennies on the dollar. For example, a routine eye exam would normally run $125-150, but most insurance companies only reimburse 60-80. This is not the doctors choice, this is an agreement the doctor has to sign, or lose all the patients covered by that insurance.

Another example with technology is the OCT. It is now becoming the standard of care for retinal issues. The problem is the machine cost $80,000. With the reimbursement for running the test the doctor has to run the test on 2,000 patients just to brake even on that single piece of equipment.

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Q: Is it legal for doctors to charge more for non-insured patients?
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