What would you like to do?

Is it legal to buy life insurance on family member without their knowledge?

already exists.

Would you like to merge this question into it?

already exists as an alternate of this question.

Would you like to make it the primary and merge this question into it?

exists and is an alternate of .

Usually, the life insurance company requires that the insured person provide information regarding their health, such as answering health-related questions on the application, take a physical exam, and sign the application for life insurance coverage. Because of these requirements, it would be difficult to take out a life insurance policy without the insured person being advised on the policy. However, some life insurance companies may offer simplified issue life insurance; such as, Globe Life for adults or children, Gerber, Colonial Penn, Garden State Life, etc. In this case you may have a parent buy a life insurance policy for their child, or an adult buy a life insurance policy for their spouse either online, over the phone, or through the mail. However, these policies still may require a signature from the person whose life is being insured. So, that being the case, it would seem possible, and legal, if life insurance companies who offer simplified life insurance policies are already doing it, in a way. I am not certain about the signature from the insured person. You should inform the person you are taking out a life insurance policy on.
5 people found this useful
Thanks for the feedback!

When adult children refuse to buy life insurance can their parents purchase it for them without the childrens knowledge?

  Life Insurance cannot be purchased on someone that is not aware. They do have to sign paperwork and the beneficiary must have a insurable interest. This prevents anyone

Can you buy life insurance for your spouse without their signature and no medical exam?

  You do have a right to have a policy on your spouse as you have insurable interest. However you can not take out a policy with out the consent of the person to be insure

How would a wife find out if her husband has changed his life insurance policy beneficiary at his job without her knowledge?

    Answer     You must know where he last worked (he could still be working there) so simply phone and ask to speak to him and if he no longer works there

Can you take out insurance on your spouse without their knowledge?

No you may not. The insured must sign the application and in most cases be subject to a paramed exam based on the amount of insurance requested. The one exception to this rule

Can you insure your spouse without their knowledge?

     In my experience, the answer is No.  At least in Canada, the insured needs to be subjected to a blood test and a bunch of screening questions.     Eve

Can you buy life insurance for your parents?

Answer   Yes. Are they willing to sign the application and take the physical? Is there an economic loss, ie insurable interest?   Answer   If your parents are in go

Is it legal to film someone without their knowledge?

No, there are certain privacy laws that state you cannot film someone without their permission, especially if you put it on the Internet.

How can I find out if a deceased family member had any life insurance?

If you suspect a deceased family member had any life insurance, but you cannot find a policy, there are several things you can do to find policies. If the deceased had a polic

Is it legal to take life insurance out on someone without their knowledge?

It is not possible to take out insurance on a person with their knowledge. The insured must answer all underwriting questions and sign the application as well. The only case w

Can you take out a life insurance policy on someone without their knowledge?

  The only way that you can take out life insurance without someone knowledge is if they are a minor and you are the parent. Any other way the person (Insured) must sign t

How much life insurance can you buy without taking a physical examination?

ANSWER   You may be able to qualify for up to $250,000 or more of term life insurance online without having to take a physical exam.   Some insurers offer you instant

In the state of New Jersey can a husband take his wife off of his life insurance policy as beneficiary without her knowledge or signature?

Generally no. The insured must generally sign the application and take a physical. There are a FEW speciality policies that might do this. Here's ONE. http://www.piu.org/pdf/

How can you purchase a life insurance policy for a family member?

contact an insurance agency, get the person to agree that it is okay for you to insure them, pay the money and wow...you have insurance   Answer   There is no separate