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Is it legal to charge a credit card before shipping the product?

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It is technically legal, but it isn't good business!! Most companies only charge when they ship. It is against VISA and MasterCard's regulations for a merchant to bill their cards prior to shipping.

Contrary to what some sources indicate, the Fair Credit Billing Act does not address if it is legal for a company to charge you before shipping the product. Instead, it makes it illegal to not ship within advertised time period (or 30 days if no expected shipping date is mentioned in the agreement). If a merchant says "this item takes 90 days to ship", then they may bill right away and not have a legal problem if they ship before the 90 day window.
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If a credit card company has charged off a debt can a collection agency legally try to collect the debt and if so what can they do?

  Answer     Yes.     A charge off does not mean the debt is not valid and fully comllectible.     Collectors will first attempt to recover the mon

Is it legal to charge a cutomer a fee to use their credit card for a purchase?

    Yes. It's called a convenience fee. Retailers that accept credit cards themselves incur either a charge for each card transaction or they pay a flat amount for u

How do you pay credit card charge-offs?

  Answer     I am a professional debt collector and would say the best answer would be to either contact your credit card company and see to whom they sold the d

How is a charge card different from a credit card?

A charge card you have to pay the full balance at the end of the month. You can buy as much as you want, but you must pay at the end of the month. A credit card will give you

What is legal age for credit card in US?

You must be at least 18 years of age to apply for credit in the US. However, you must have a co-signer and/or proof of adequate income. To independently get a credit card you

Can vendors charge you to use your credit card?

    Answer       The purchaser's bank (that issued the credit card) and the vendor's bank (with whom the charge slip is lodged by the vendor) charge a per

What does it mean when a credit card is charged off?

  Answer     When a credit card is charged off it means that the company has given up on trying to collect funds on the card and they usually sell the rights to a

Is it legal for a company to charge a credit card that they have on file for a previous purchase without the users permission and for something the user never intended?

  Obviously not. In this situation a credit card owner should contact the relevant credit card company and ask to be connected to the fraud department in order to explain

How soon can a credit card charge be made before shipment of product?

This depends on the companies policy, the availability of the product, etc. A company may wait until the charge clears before shipping the product, this can take anywhere from

Is it legal for a restaurant to charge a 50 cent surcharge for using a credit card?

%REPLIES%    Answer   Quite a few restaurants charge a minimal fee for CC use.   It isn't a matter of "legality". Just the way a place chooses to offset the accou

You have a legal document stating someone is going to file bankruptcy This document was made before she charged thousands on a credit card Is there anything you can do to stop them from receiving it?

  Answer     It's not likely that the damage can be undone. Anyone who continues to use credit cards when they have filed or are going to file bankruptcy is maki