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Is it legal to use the designation Dr in front of your name if you have earned a Ph.D degree?

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When being addressed verbally, "Dr. Smith" is generally used. In writing, though, it would typically be "Ellen Smith, Ph.D."
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What is the exact grammatical format for listing degrees such as MA or Ph.D after one's name using commas or periods?

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How much does it cost to earn a Ph.D?

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How much do teachers with Ph.D earn?

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Can you get a Masters degree or Ph.D using mostly CLEP?

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