Individuals who perform occasional side jobs are operating as sole proprietorships. According to the Web site About.com, over 78% of all U.S. businesses are structured as a partnership or sole proprietorship. For the majority of small business owners, this form of ownership puts your business and personal liabilities at risk. Owning business liability insurance protects both your business and personal life from financial ruin. So the answer to your question is, yes. Call you local insurance agent for a quote.
The answer to this question is no. There are lots of liability insurance available for contractors. It is depends on what kind of insurance the contractors wants to purchase.
It depends on whether you are talking about a liability insurance for cars. There are various insurance available to car owners and renters. There is also business liability insurance (doctor, lawyer, accountant, etc.).
The amount of coverage and the specifics of coverage will vary from policy to policy. In general liability insurance will cover damages to individuals or entities other than the insured individual. For example, in auto insurance liability insurance will provide for individuals injured in an accident excluding the policy holder.
There is a program that is available nationwide for tattoo and/or piercing insurance. Go to www.stratusins.com and choose the tattoo & piercing program link. They have general liability and professional liability available.
The amount of coverage and the specifics of coverage will vary from policy to policy. In general liability insurance will cover damages to individuals or entities other than the insured individual. For example, in auto insurance liability insurance will provide for individuals injured in an accident excluding the policy holder.
"General insurance" is the umbrella term used by the insurance industry to describe all policies other than life insurance policies. This includes various types of insurance for individuals as well business policies. The two most common types of general insurance for individuals are automobile insurance and homeowners insurance, both of which can include property and casualty coverage. The two most common types of general insurance available for businesses are commercial auto liability and commercial general liability. Other commercial general insurance products include premise liability, professional liability, product liability and operations liability. An increasingly popular commercial product is business interruption insurance that provides the business owner with income should a disaster fall that is covered by other parts of his or her policy.
Contact a good agent in your area, they will be able to advise you.
Automobile Liability insurance, YES. Liability insurance, NO. There are many kinds of liability insurance.
There are numerous companies that offer professional liability insurance to individuals. This, of course, depends on your individual location. Some great providers that I found are ISBA Mutual, Landy Insurance Agency, Insurance Plus and Lawyers Mutual Insurance.
Property damage liability car insurance will cover the individuals car and property that you hit. It will not cover anything to do with your vehicle if the accident is your fault.
Employment Practice Liability Insurance (EPLI) is available to employers to help defend and respond to claims by employees for acts related to their employment. Therefore, it is strongly recommended that one should have an employment practice liability insurance.
The types of Motor Insurance coverages that are available are Auto Liability Insurance, Liability Car Insurance, Personal Injury Protection and Collision only. The type of coverage also depends on the state as they have different laws.