What would you like to do?

Is pregnancy considered a preexisting condition if the person purchased insurance after they were pregnant but did not know they were pregnant?

already exists.

Would you like to merge this question into it?

already exists as an alternate of this question.

Would you like to make it the primary and merge this question into it?

exists and is an alternate of .

Yes it is, still pre-existing, even if it wasnt to your knowledge. Answer HIPAA is the law. Best chances for HIPAA to apply are if you go from a group plan to a group plan. Evidentally, individual to group and nothing to group are loop holes, so they can probably get out of it, or make you wait a certain amount of time. Answer According to a Federal law that I found on the internet, GROUP health insurance cannot consider pregnancy a pre-existing condition if they currently have maternity coverage. However, this law does not apply to INDIVIDUAL health insurance. So, if you've changed jobs, and you now have a GROUP health insurance plan, then there is a good chance that you may be covered. I just recently got individual insurance through BCBS and I was pregnant and did not know when I requested maternity coverage. BCBS policy says that pregnancy can not be considered a pre-existing condition and their definition of a pre-exisiting condition is a condition that you can been receiving treatment and/or professional advice and help for for 6 months or more before opting for coverage. Also, they say that except for pregnancy all pre-exisiting conditions require a 180 day waiting period.
232 people found this useful
Thanks for the feedback!

What is considered a preexisting condition?

A pre-existing condition is a medical condition that existed before  you obtained health insurance. It is significant because the  insurer may not cover the pre-existing con

Is being pregnant considered a pre-existing condition when changing insurance?

No. According to the Department of Labor' HIPAA Act of 1996, "... HIPAA prohibits plans from applying a preexisting condition exclusion to pregnancy, genetic information, an

What is considered a preexisting medical condition that will likely cause denial of health insurance?

    Answer       cancer or any other terminal disease. not sure about chronic health problems like diabetes or high blood pressure.     Answer 

Is pregnancy considered a preexisting condition if you move from a group insurance plan with a Mexican insurer to an American small business group insurance plan?

\n. \n Answer \n. \nCA AB 1672 aka Insurance Code 10700 et seq\n. \n- see the term ELSEWHERE below\n. \n(r) "Creditable coverage" means:\n(1) Any individual or group

What is considered psychiatric preexisting condition?

  Most medical conditions that you've been diagnosed with prior to applying for the insurance will be considered pre-existing. If you've been seeing a psychiatrist before

Is chlamydia considered a preexisting condition?

  Chlamydia is pre-existing if you were diagnosed with the condition prior to completing the application process. I write applications for BlueCross BlueShield of Florida,

Is pregnancy considered a preexisting condition by insurance companies?

  Yes. Many insurance companies will place a waiting period on maternity coverage to ensure that the policyholder is not purely purchasing the policy to take advantage of

Does insurance cover preexisting conditions?

  Medical Insurance policies will typically deal with pre-existing conditions in one of three ways:   # Exclude the pre-existing condition from coverage, but offer ot

Are seizures considered preexisting conditions to health insurers?

Depending upon the kind of seizures (grand mal, petit mal, etc), its recency, and its frequency, seizures may be considered to be a preexisting condition. A preexisting condit