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If the damage is to someone else's property, maybe, depending on whether you have liability coverage and that you do not have an animal exclusion on your policy.
Did your dog get loose from the house or yard? Was the property that was damaged at your own house? There is not enough information here to give a good answer.
Wiki User
∙ 12y ago
Wiki User
∙ 13y agoThis will depend on the policy you have, and who the pet belongs to. In general, if it is your own pet that is injured, no. If the pet belongs to someone else, and is injured due to negligence of the insured person, it may.
Wiki User
∙ 12y agoYou'll have to contact your insurer or review your insurance policy to find out.
However, most home insurance policies these days do exclude coverage for property damage resulting from or incidental to the insureds choice of pet ownership.
Wiki User
∙ 11y agoAre you talking third or first party damages? If third party (your pet hurt someone or damaged someones property) - yes, the liability portion of your homeowners policy should pay so long as you do not have an animal exclusion on your policy.
If you are talking about your pet damaging your own "property" - then the answer is most likely No. This is because our home insurance is for unexpected damage, not for the occasional expense of home maintenance and not for property damage incidental to our choice of pets.
Unless of course, you are insured by a carrier that covers damage done by domestic pets. (out of the dozens of insurance companies I know of, only one covers damage done by pets)
Wiki User
∙ 14y agoNo, homeowners covers the dwelling. Some policies offer Liability and Medical payments coverage, but only if a guest is injured on the insured property.
Wiki User
∙ 14y agoSome policies do, some don't; you'll have to read your policy or contact your insurance provider for specifics.
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Where can you find homeowners insurance that allows ownership of exotic pets?
If you research on the internet, you'll find insurance companies that cover pets specifically. I keep parrots, but my insurance company won't cover them under my homeowners insurance...I have to buy a special policy, and then they won't cover death from illness and certain other things. They won't cover my dogs either without special riders and extra money.
What services do Pets Best Insurance plans cover?
All of Pets Best Insurance plans cover the same things in regards to injury and illness. The service that Pets Best Insurance plan covers is that Pets Best will pay a high amount towards one's vet bill.
Will homeowners cover medical for a pet that is hit on the property?
Pets are not covered under a homeowner's policy. There are however companies, Such as Met Life that offer Pet insurance. You may want to look into that.
Does home owners insurance cover dog eaten dentures?
No, That's just a result of our lifestyle or our choice of pets. Damages from our pets are considered to be a normal and expected result of pet ownership. Damages to our home and property by our choice of pets are never considered a covered peril under a homeowners insurance policy.
Does Esure Car Insurance cover pets injured in a car accident?
It depends. If you have other insurance for your car then your master plan would be used to cover any injury to your pet. Esure Pet Insurance is a separate policy and covers the health of your pet only and is separate from your car insurance.
Will homeowner insurance cover wood pecker damage?
Probably not. Homeowners usually do not pay for damage caused by pets, wear and tear nor common maintenance issues.
How do you find the homeowners insurance carrier for someone whose animal injured you?
The easiest way is just to ask them. Bear in mind though that most homeowners insurance policies now exclude coverage for damage and injuries from pets. Fortunately though our mandated ACA compliant health care policy will cover the associated cost and it has no limit and it does not matter how or where the injury occurred. Some homeowners purchase property coverage but do not purchase liability coverage, So there may or may not be coverage for your injury under the homeowners insurance policy. You will have to start a lawsuit and when you do (providing you were bitten by their animal or injured some other way) the lawyer or judge will find out the insurance information during something called disclosure and discovery. In the discovery process your attorney will learn if they have a homeowners insurance policy, if that policy has liability coverage and if the policy provides liability coverage for owned pets. If they do have and the policy has liability coverage and pet injuries are covered under the policy then you may receive a judgement. It would be much easier to just ask them first rather than have to sue first. Also bear in mind that an ACA compliant health insurance policy already covers such injuries.
Does homeowners insurance cover electrical damage caused by my pet?
It will ultimately depend on the language of your insurance policy, Damages resulting from our choice of pet ownershp are typically not covered. This is because your home insurance is designed to cover losses that are accidental, unplanned or unexpected in nature. Damages caused by pets are generally considered a normal and expected part of pet ownership.
Can you get medication for dogs for depression?
Your health insurance will not cover your pets. It will usually cover children and spouse. Pets are not considered to be human beings by insurance companies.
What is the best pet insurance and why do I need to insure my pets?
You need to insure your pet because if your pet is hurt or wounded, the pet insurance with cover most of the injury. It is very expensive to pay for the veterinarian visit if your pet is hurt, and it is cheaper to buy a pet insurance.
Would homeowners insurance cover if an animal chewed your house?
In some cases yes, Animal damage beyond normal wear and tear can be covered. In the case of damage incidental to choice of animal pets though there is generally no coverage.
Do home insurance cover your animals if hit at home?
No, the home policy does not cover the occupant of the home, including pets.
