What would you like to do?
Does a 15 and a half year old with a learners permit need his own insurance policy or is he covered under the parents policy?
He is covered under his parents' policy until he gets his own car and license.
Answer Yes, if she has not been previously excluded in writing. If she is going to be a regular operator of the vehicle then she needs to be listed as an operator on th…e policy. Answer An automobile insurance policy coveres named insured, family and anyone who with PERMISSION drives the vehicle.
Does a newly licenced driver under the age of 18 have to be listed as a driver with the insurance company or are they covered automaticly under the parents' policy?
Answer They must be listed.
How is the primary policy for health insurance determined when a child is covered under both divorced parents' policies?
Answer I would say use both insurance's because neither of them pay 100%. Use one insurance for primary and let the other insurance pick up what the …other one doesn't pay. Kind of like a supplemental insurance. Answer Absolutely use both. If you get to make the determination then choose as primary the one with the greatest benefit. Don't be surprised however if each wants to claim that the other is primary. What it may come down to in that situation is the one that was in place first will likely be considered primary.
Can an 18-year-old covered under his parents' insurance policy be sued for an accident if his parents allowed the policy to lapse without his knowledge but he had given them his monthly payment?
Answer Yes, the person is an adult and if the accident was his fault is responsible regardless of the status of the insurance coverage.
\n. \n Answer \n. \nJust about all the time.
NO, All drivers are required to carry insurance and be scheduled on an auto insurance policy. if he's not on the policy then he is not a covered driver.. Although your compan…y may be required to pay for an accident in which your uninsured teenager is involved. they would not be paying because he was covered, but rather they would have to pay due to the parents negligence in failing to obtain proper insurance for their teenage child and because they allowed the uninsured child to drive the vehicle. The insurer is often liable to pay for the negligence of the insured. Don't confuse this though with an assumption that the uninsured child was somehow covered simply because the insurer had to pay.
yes, it should if they had your permission and your policy doesn't include any 'excluded' drivers or users
If you are driving with only a permit and a licensed driver is in the car next to you but the car is under your parent's insurance policy will an accident be covered by your parents insurance policy?
Yes, unless you are listed as an excluded driver. To be sure in the future have your parents add you to their policy. Provided you are 18 or younger, most companies will… not charge you to be on your parents policy with just a permit.
Answer Assuming the teen is covered under the policy before she gets pregnant and the plan does not exclude pregnancy for all then yes.
I believe it is until 18 years of age, unless the child is a full-time student.
Perhaps, if the parent is a bona fide dependent of yours. Do you claim the parent as such on your taxes? Best to check with the insurance carrier and your particular plan…'s exclusions, etc. No, Only the following family sizes are allowed. (A) One adult (B) One adult and any children (C) Two adults,and (D) Two adults and any children I am not aware of any states that allow parents, even disabled ones, on an employees certificate of coverage.
No, water wells are not typically covered under homeowners insurance policy. The company that installs the well usually has a warranty that may cover damages, or malfuncti…ons.
Well, according to my Civics teacher (since we are talking about the Health Care Bill Reform so much now) it is supposedly 26 years of age.
Yes it can.
As long as the business has the driver listed as a driver/employee of the automobile, they should be covered.