Is the 9 11 twenty dollar silver certificate a good buy?

The U.S. has not printed any $20 silver certificates since 1891. What you are describing sounds like a private issue. VERY few of these items ever end up being worth as much as they originally cost - there's usually little or no aftermarket demand for them.
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In History

The Value of Old Silver Coins from America

The United States has boasted a varied coinage since its early days, with silver and gold currency minted in different quantities at various times, resulting in correspondingl (MORE)
In Silver

Good Ways to Find Silver Coins

For an avid coin collector, there may be nothing more exciting than coming across a nice piece of silver that everyone else has missed. Finding silver coins can be done in pla (MORE)