What would you like to do?
Is there any list of the different group ratings for insurance on cars to see which ones have the highest and lowest insurance prices?
Yes, but it's not usually something insurer's hand out. You may ask your broker for their opinion as to which "class" of vehicle is less expensive to insure. Good Brokers (like me lol) can answer that. EX. A Saturn is an insurance friendly vehicle while a Lincoln Navigator is not.
46 people found this useful
Was this answer useful?
Thanks for the feedback!
Help with your insurance rate question Rates are based off of the statistical cost of repair. An older vehicle cost less to repair and replace than a newer vehicle thus… lower insurance. Cars like Mustangs, Eclipses, Tiburon's, ect... are fast cars generally driven by young under 25 males (highest risk drivers) who buy them with the intent on taking full advantage of their speed. A cheap fast car and a new ego driven driver equates to more damages thus higher insurance cost for these vehicles. Expensive sports cars like the corvette and up are generally purchased by older men/women who plan to drive like old ladies. This is why a corvette which is much faster than any of the cars listed above will have much lower insurance than any of the cars listed above. While I do not have a list of which vehicles have the lower insurance cost, you best bet is to google accident rates by vehicle and which age group / gender drives which vehicle. Cars driven by girls will have lower insurance than cars driven by males (they are not better drivers just less aggressive and competitive statistically speaking), cars driven by older people will have lower insurance than cars driven by younger.
Insurance rates depend on age of driver, type of car, the state you live in, tickets or accidents, driving habits (do you drive to and from work, or just local around town), a…ny driver education courses or classes, what type of license, etc.
The short answer is that cars are almost always rated by themselves and drivers are rated by themselves. The two ratings are then combined and additional factors are considere…d to come up with a final price. A better question might be, "What car has the lowest (best) insurance rating." That car will probably be the cheapest to insure for teen drivers and older drivers. Of course, teens will pay more for their insurance overall, because car insurance is priced on more than just the car itself. If a driver is considered to be more risky because of the groups the insurance company decides they are in (e.g. teens, drivers with tickets and accidents, males, drivers with poor credit, etc.), they are probably going to pay more. The links provide information most insurance companies use when setting insurance rates on different cars.
The best advice is to call a couple of Independent Insurance Agencies and speak with them about your situation and get quotes. Most will do their best to provide you with the …best rates available. You have a couple of factors that are against you. First, as a new driver you have no experience. Second, you have not had insurance and do not currently have insurance. Most companies give a very nice discount for having continuous insurance coverage for preceding 6 or 12 months. The good news is that after you have your first renewal they will give you a renewal discount which is usually the same as the transfer discount would have been. This means your insurance will go down after you've had it for a little while. As a matter of full disclosure, I own and operate a small Independent Insurance Agency and have for the part 22 years. Before that I worked as an agent for a direct writer insurance company.
The type of vehicle, driving history, and even credit score can influence car insurance rates. The best way is to compare many rates before deciding to purchase a policy.
The first rule of getting a lowest price for car insurance is to compare insurance companies. There are several websites for comparing plans and you should always check at lea…st two different sites. One thing to keep in mind is that you can often get a cheaper price if your home and life insurance are also provided by the same company. On the long run maintaining a good credit rating and a accident free history can lower your insurance prices.
The best way to get low price car insurance is to use a comparison site that will compare all the provider's to find one the lowest rate. Sites like Money Supermarket, Compare… the Market and Go Compare offer this service.
Car Insurance is very important! Companies offering among the lowest car insurance rates in England include Direct Line, Aviva, Hastings Direct, Churchill, LV, John Lewis Insu…rance, Admiral, and Saga.
Most insurance companies provide methods for comparing their rates with others. Some of the larger companies include GEICO, State Farm, Farmers, and Progressive.
There are various insurance types, such as pet, car, home and contents, life and travel. One can use a price comparison website such as go compare or money supermarket. There …one can find information on various prices.
Car insurance rates vary widely depending on the person purchasing the insurance and their car. People in Toronto interested in comparing the rates from different companies ca…n enter information at Kanetix and let its' insurance calculator compare rates for them.
In today's day and age, it is very easy to find information online. One can look up and find more information on a car insurance groups list at the Thatcham Motor Insurance Re…pair Research Centre website.
Insurance groups for cars can be obtained at any accredited insurance company. For example, Geico and Metlife offer these services at reasonable rates.
If someone wanted to find the UK auto insurance lowest rates there are a variety of places where someone can do so. Some of these places are Cheaper Car Insurance, Money Super…market and Be Wiser.
To find cars with the lowest insurance rates, it is a good idea to get an insurance quote for the car you wish to purchase. Older models and lower engine powered cars tend to… be cheaper to insure. To find these cars, one may look at the Auto Trader website.