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Is there anything that you can do if your parents car insurance company says that you have to be added to their policy if you are a licensed driver even if you do not have a car or drive their cars?
Wiki User
∙ 18y ago
You should be able to officially exclude yourself from coverage if your state laws allow for that.
Wiki User
∙ 18y ago
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If your parents have Metlife will their insurance go up if you get your learner's permit?
You will have to check with the insurance company. Because a person with a permit has to have a licensed driver in the car, some insurance companies will not charge anything. Others may, it depends on the company.
How to insure your parents with life insurance?
Call a licensed life insurance agent
Are newly licensed drivers covered by parents commercial insurance policy?
yea
How can you check if old life insurance policies from your deceased parents are worth anything?
Contact the company (or companies) that issued the policies.
Can a son drive parents car?
Yes, if you have their permission, are a licensed or permitted driver, and are covered by insurance and the vehicle is properly licensed and working.
If i buy a car can i still be on my parents insurance?
Ask your insurance company. It is likely that you parents will need to be the owners.
If you get a learners permit will your parents insurance go up?
Yes, the premium will increase as you must be included as a driver in their policy. I disagree. It depends on the insurance company. Mine told me my rates will not go up when my son gets his permit, but they do want to be notified. Rates will go up when he becomes licensed.
How do you get car insurance with a learners permit?
You must either have a driver's license or be insured under a licensed driver's insurance. If you are a minor, your parents can add you to their car insurance.
When im 18 will my parents insurance will stop covering you?
You have to check with the specific insurance company about the terms of your parents' plan.
Are newly licensed drivers covered by their parents insurance for a certain period of time until they can set up their own insurance?
You may need to get your insurance company to add the new driver on with a rider clause to be covered. It is possible that your coverage will allow the new driver, but, some insurance companies do not allow new drivers to be on the parents insurance, They make the new driver get an insurance policy on his or her license before they will cover them in the parents car. Check with your agent before you let the new driver operate the vehicle alone or you may loose your insurance.
Can you keep the health insurance you get from your parents if you get married?
It depends on the insurance company, but I personally have never known of a company that would allow a parent to continue to carry insurance on a child after that child married, because at that point, you are no longer a 'dependant' of your parents.
How can you get best deal from Insurance company?
The National Association of Insurance Commissioners(NAIC) recommends:If you are unsure about the insurance company or agent you are dealing with, STOP before signing any paperwork or writing a check; CALL your state insurance department - easily reached by phone; and CONFIRM the company or agent offering insurance is legitimate and licensed in the state.As a general rule - you need to be certain that any insurance company do business with must be a reputable company.Ask parents and family members, check the company's website for more information, check out on line- the rating & reviews which would indicate financial strength and stability of the company or ask an independent insurance agent who represents a number of different insurers.
