In most cases, yes. All policies have different provisions, so this scope is not a narrow one.
You should contact your agent for coverage advice.
No. Damage from insects would not be covered on a homeowners policy.
Damage must be due to a covered cause for the damage to be claimed on your homeowners insurance. I cannot think of any way damage to a sewer could be from a covered cause.
Sure, as long as the damage was from a covered cause. The key to homeowners insurance is that the damage is due to a covered cause. If you a re searching to see if your insurance will pay for replacing the pipe because of lack of maintenance, no it will not. Maintenance is not covered on a homeowners policy.
Yes a furnace is covered property under a homeowners insurance policy. However, the key to whether the policy will pay for damage is the cause of the damage. This is always the key to coverage.
Yes. As long as the damage was done by a "covered cause" coverage will be afforded and the damage will be fixed. Windstorm is a basic covered cause.
It depends on the cause of the damage. It has to be due to a covered cause on your homeowners policy. If it is due to maintenance then it is not covered.
no
damage by birds, animals, vermin, insects are generally not covered but check with your agent or insurer to be sure
Carpet DamageYes, if it was damaged due to a covered peril under your policy it will be covered.
No, but if the failure causes a fire or water damage, then the water and fire damage will be covered.
No, this would no be covered. The cause of the damage must be a covered cause such as fire, windstorm, theft, etc.
No. Homeowners Insurance does not cover Hail damage to an Automobile.Hail damage to an automobile is covered by the vehicles Auto insurance policy. Vehicles are not scheduled property on a homeowners policy.