Generally no, however any shared assets, such as a bank account or home, would be subject to levy and/or garnishment for his unpaid debts. Also, some debts where you had a shared benefit could attempt to attach liability on you, especially if they showed in court any attempt to shelter or harbor assets in your name to avoid attachment to your husbands debts. However, the best way to avoid problems is to have your husband at least workout a repayment plan.
If the debt is on a shared account, then yes, the wife's pay can be garnished even if the husband was the one who ran the debt up.
my husband is 72 and got laid off. i am 60 and unable to work. we have 15,000.00 in card debt. besides getting a bad rate can they force us to pay ?
I divorced my husband and had the credit card debt negotiated so that he was the responsible party for paying the debt. He does not pay on the debt therefore I found out that I am liable for the debt because the card was opened in both names.
It goes on the credit reports as a delinquencyAnswer:If you don't pay your credit card debt then to your creditor may take you to civil court and can get a judgment to hold your property. There are other penalty as well if you dont pay your credit card debt.
Demand VERIFICATION of the debt. Dont say or do anything until you have verification in your hand. THEN you can prceed to make a plan. Someone somewhere had to have gotten a JUDGEMENT against your husband for the balance owing. The judgment has to be in effect for them to try to collect.
If the debt is on a shared account, then yes, the wife's pay can be garnished even if the husband was the one who ran the debt up.
The estate still has to pay the debt. Usually that means that the widow will have to pay the debt from the assets left by the husband.
Her estate is responsible for the debt. In most cases he will have to pay from the estate or his own pockets.
work or dont earn any.
my husband is 72 and got laid off. i am 60 and unable to work. we have 15,000.00 in card debt. besides getting a bad rate can they force us to pay ?
No, not if the contract was not jointly made.
In Maryland, and every other state, the estate is responsible for the debts. However, most insurance requires the insurance holder, normally the husband, to guarantee the costs. So indirectly, the spouse will pay because they will not inherit the money that went to pay the debt.
I divorced my husband and had the credit card debt negotiated so that he was the responsible party for paying the debt. He does not pay on the debt therefore I found out that I am liable for the debt because the card was opened in both names.
it seems revenge on her husband..she dont pay much attention to her child..
If the responsibility for the debt belonging to your husband was a part of your documented divorce paperwork, you can basically tell your ex-husband he doesn't have a leg to stand on. If you don't have anything in writing that says your ex-husband, and NOT you, was responsible for the debt, you may be partly responsible financially.
Property and items would be sold off to pay for the debt almost all the time. Variation in income rarely has anything to do with it.
It goes on the credit reports as a delinquencyAnswer:If you don't pay your credit card debt then to your creditor may take you to civil court and can get a judgment to hold your property. There are other penalty as well if you dont pay your credit card debt.