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Self employed people have a difficult time with maternity leave. If they work in a state with mandated short term disability insurance coverage, they usually are not required to pay into the system - and therefor have no coverage. Private short term disability is available through groups.

If you are paid as a 1099 employee, you can get private disability through payroll deduction from your 1099 payor. This is the best route to take.

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Q: Maternity leave for self employed
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Are there any maternity leave benefits in the US for the self employed?

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