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It depends on the ownership of the property. As a Tenant in common, she is entitled to mortgage her rights to the property. Your divorce decree should have changed the ownership rights from joint tenants to another format.

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6y ago
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6y ago

The answer depends on the laws in your state. Generally, if both parties are on the deed and only one signs a mortgage then the lender can only get the interest of the one who signed in the case of a foreclosure. The lender made a big mistake by only getting one signature. However, your ex still owes the money he/she borrowed.

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Q: My ex did a refinance without my signature is it legal as I am also on the deed?
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Are Signature Stamps legal signatures?

Signature stamps are legal when used for payroll. Signature stamps are not legal for documents like life insurance policies. Signature stamps are also not legal for deeds for property or for titles for automobiles and other titled possessions.


Can I refinance a jointly owned home without the consent or signature of the other person who jointly owns the property and is also on the deed?

You can only encumber your own interest in the property. You cannot affect the co-tenant's interest in the property without their consent.


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Signature stamps are legal when used for payroll. Signature stamps are not legal for documents like life insurance policies. Signature stamps are also not legal for deeds for property or for titles for automobiles and other titled possessions.


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The Refinance Calculator helps you determine whether a refinance makes sense for you. It will also explain why and give you the necessary motivate to help you make the right conclusion.


Sign off on a legal letter?

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California Refinance does have competitive rates. This company offers interest rates that are similar to other companies that also offer refinance options.


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One could refinance their mortgage when the interest rate decreases. However, one must also think the amount they have to pay to refinance their mortgage.


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