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If you owned the property with "them" as joint tenants with the right of survivorship the property bypassed probate and became your sole property when they died but it may be subject to the mortgage. Mortgages by less than all of the joint tenants who own real property together are treated differently in different jurisdictions. You should consult with an attorney in your jurisdiction to determine if the property is still subject to the mortgage.

If you all owned the property as tenants in common, their interest in the property passed to their heirs at law subject to the mortgage and their estates need to be probated. Your interest is free of the mortgage. As you can see this is a complicated question and you need expert legal advice.

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Q: My name is on deed but not on the mortgage. The other owners passed away. Who owns the home?
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