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Q: Personal Injury occurred after auto accident The person who caused it is insured through same insurance company as mine How do you seek resoulution for injury?
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If you have an accident and then reinstate your insurance are you covered?

If the accident occurred after your policy lapsed and before reinstatement, no, it won't.


Will insurance cover the damages to the transmission from an auto accident?

If the damage occurred during the accident in question, then it should.


What do you need when you've received a summons stating you are being sued for a car accident which occurred 18 months ago?

You should call your insurance co. first. They will have the information you need. If you did not have insurance at the time of the accident or have changed insurance carriers since the accident consult an attorney.


Does an insurance company have to prove the date of an accident or disprove when you say it happened?

In most insurance claims, the burden of proof is on the claimant - in other words, YOU have to prove the accident occurred for them to pay off the claim.


If an unlicensed driver was involved in an accident in one of the vehicles on your auto insurance policy Will your insurance cover the charges?

Maybe. Did the unlicensed driver have your permission to be operating the car when the accident occurred? If so, maybe not.


How do you file a insurance claim against the party that was at fault in an accident that occurred in a parking lot Without involving my insurance company.?

Just file a claim with the other parties insurance company. You called the police and got an accident report, right?


What happens if you have no insurance on a rental car and a signed driver gets into an accident who is responsible for the other cars damages?

It depends on the state the accident occurred in. In California the renter is responsible. Again this varies by the state of the accident.


What does Date of loss mean with auto insurance?

DOL, or Date of Loss, indicates the calender date of an accident or the date that the loss occurred.


Will the insurance company pay for damages or injury claims if the policy was canceled days after you got in an accident?

As long as the policy was in effect at the time the accident occurred then coverage will be afforded and damages will be paid.


Can you file a police report 2 weeks after the accident?

If the accident was reported to the police at the time it occurred, I believe a report can be filed, although it should have been filed ASAP. Check with your insurance company and state regulations.


If someone gets in an accident exchanges insurance information doesnt call the police for a report and leaves the scene of the accident can a misdemenor or felony be charged to that person?

No, the accident occurred between the two parties, a police report is not necessary. Your insurance company can take the information regarding the accident. A police officer may write a citation based on the story that is told, but he cannot testify that he witnessed the accident so his involvement is generally useless.


Will a insurance company fix damages to a vehicle that was covered at the time of an accident but then is later removed from the policy?

Yes, as long as the vehicle was on the policy when the damage occurred it will be covered.