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Renters left my house damaged and stole my appliances is that covered through my insurance?
Wiki User
∙ 14y ago
The best I can say is "it depends..."
Read your policy and check to see if there are any exclusions that apply to renting the property vs. living in it as the homeowner. A policy specifically designed for rental property should include such hazards. If your policy excludes using it as a rental, then you may not be covered at all.
Wiki User
∙ 14y ago
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Does renters insurance cover television damages?
If you have contents coverage on your renters policy, Not just liability for the landlord and the television was damaged by a covered peril then yes it would be covered.
Can landlords require renters to pay for a hotel while apartment is under construction?
The landlords insurance would cover the hotel costs if your apartment was damaged under a covered insurance loss. Your tenants insurance would also provide coverage as well.
What kind of insurance determines the value of what was destroyed or damaged by fire or other events causing loss?
This would be either your homeowners insurance or your renters insurance.
Is neighbors damaged car covered by my homeowners insurance?
it depends upon how the car was damaged
If you rent an apartment should you get home owners insurance?
If you rent an apartment, you don't need homeOWNERS insurance, but you you definitely need Renters Insurance, which is a form of homeowners insurance. Most renters' policies will protect your personal belongings from perils such as theft and fire. It will also reimburse you the cost of additional living expenses if your apartment or rented home is damaged by a covered peril. A renters policy will also give you liability insurance; don't thnk for a minute that if someone falls in your apartment that only your landlord will be sued. If your dog bites someone, it will also protect you if you get sued.
Does home owner's insurance cover all of your appliances?
Yes, appliances, furnishings and other permanent fixtures of the home are generally covered under the unscheduled contents portion of your home insurance policy up to the specified limits for contents.Appliances are covered for the same perils that the rest of the house is covered for, Typical covered perils are Fire, wind, hail, theft, etc.Bear in mind that your home insurance policy does not provide warranty for appliances. They must have been in good working order and damaged by a covered peril to be eligible for coverage.
Is a damaged pool covered under home owners insurance?
It depends on your insurance policy
Is it a state law in Minnesota that you have to have renters insurance?
In Minnesota it is required by law to have renter's insurance. This is due to the fact that if your home is ever damaged then you must have the insurance in order to cover the damage to the owner.
What does renter's insurance cover for an apartment?
Renters insurance can be purchased for an apartment or rented home or condo. Most standard policies come with contents coverage, liability coverage, and reimbursement for external living expenses in the event that your residence is significantly damaged. Here is an informative article I found on how to find affordable renters insurance: http://www.insuranceagents.com/free-renters-quotes.html
Does home insurance cover damaged items in car or auto insurance?
Yes, you are correct. Items in your vehicle that are damaged in an accident or fire or whatever are not covered by you auto insurance unless they are part of your vehicle. The alternative is that they are covered on your homeowners insurance. The downfall to this is that you will have a deductible on your homeowners insurance that you will have to meet first.
If a skylight was damaged in a fire in a rental house is that the responsibility of the renter or owner?
Most Renters Insurance has a Liability component as well as personal property coverage. So if the fire was the renters fault the landlord could sue the renter then the liability insurance would pay.
Does renters insurance cover loss of property using a moving company?
The moving company should have their own insurance if items were damaged during the moving process, if not I would get a lawyer!
