Thats quite a tv you've got! Your tv is personal property under your homeowners and is covered by the listed perils in the policy. Typically, 'droppage' is not a listed peril.
There is one major difference between these types of claims. When a person has two different insurance carriers, one of them is designated as the primary coverage and the other as the secondary. The primary insurance should be billed first and normally pays the bulk of the bill. The secondary insurance gets billed for the remainder of the bill which the primary insurance did not pay for.
It won't. However, the CP should tell her Medicaid worker so that providers will bill the private insurance (not the taxpayers) first, then Medicaid.
my word is my bond - Should be "Dictum Meum Pactum"
Homeowners often speculate the plausibility of hanging a flat screen TV over a fireplace. To ensure no damage will be done to the TV, the temperature above the fireplace should be gauged when a roaring fire is built. If the temperature does not rise above 90 degrees Fahrenheit, it is safe to hang the television above the fireplace.
You should be able to research the results at the below related links section indicated below. However, I might add, they do not make it easy to find.
hazard insurance is another way to say homeowners insurance - they should be referring to the same thing
No, unfortunately it does not. Your homeowners insurance covers damage to your home. Your auto insurance covers damage to your car.
Your homeowners insurance should cover damage to your sprinkler system if the cause of the damage is covered by your homeowners insurance policy such as fire, lightning, freezing of pipes, etc. Homeowners insurance is not a maintenance policy and will not cover mechanical failure of your system.
It depends on the terms of your insurance, but most are, or should be.
if you paid cash for the house do you need homeowners insurance
Homeowners Insurance for Vacant Homes.Yes Homeowners Insurance is automatically null and void when a home becomes vacant. You should have a "Vacant property rider" added to your Homeowners Policy to ensure continuing coverage during a period of vacancy.
The best way to learn about homeowners insurance is through your car insurance broker. You can also consult the www.hud.gov website to know the ground rules that such agencies should be following.
where you and others cvan find it if needed.
If you have off premise coverage on your policy and the stolen items were scheduled on your homeowners insurance policy then Yes, you should be covered for those items. Contact your insurance agent for clarification of your insurance coverage.
Homeowners Maintenance ResponsibilitiesActually, If you know the tree is a Hazard, You should have it removed. This is a maintenance issue, Not an insurance issue.The best way to "lose" your homeowners insurance policy is to use it as a home and property maintenance plan.
Insurance should cover it, but you'll have to pay the deductable before they pick up the rest.
It depends on why your being sued. If your homeowners insurance covers the act that caused the suit, then you should have legal defense costs coverage if you purchased liability insurance with your homeowners insurance policy. If you did not purchase liability coverage then your insurance company will not defend you.