If you think you need to, them buy it, if you don't think you need to, them don't.
Annual travel insurance is a much better option, even if you don't travel often. Buying insurance each trip is much more costly.
Trip interruption insurance covers the cost of the trip should you have to cancel. Various companies offer this coverage.
This is question to discuss with your travel agent. They would offer this type of insurance and be able to advise you if this is something that you need to obtain.
You can buy trip cancellation insurance connected to your travels from some of the travel companies. You may like to visit the following websites who offer trip cancellation insurance - Squaremouth, TravelGuard, TripInsurance.com
Most people who travel should buy travelers insurance. This can definitely be a good thing is something happens to you on your trip. They also cover things like if you miss your cruise for example.
Even if you plan your own trip, you can still purchase trip insurance. Visit Insurmytrip or Travelguard for additional information. You will need a copy of your itinerary.
If you are going to be taking an expensive trip, you should generally purchase your insurance at the time you make the deposit on your trip. Most travel insurance policies will not cover pre-existing medical conditions as a reason for cancelation, but many will waive that clause if you purchase within 14 to 21 days after deposit. So that you don't forget to purchase a week or two later and then miss out on this waiver, you should purchase the insurance at the same time as you book your trip.
If you are a travel agent, then it is essential that you buy travel insurance for travel agents. Travel insurance will protect you in so many ways. If you recommend a certain trip to a client and something tragic occurs on that trip, such as a terrorist bombing, then you are protected with this type of insurance. If you do not have this type of insurance, you may not be protected against losses that a client has suffered on his or her trip. It is very important to buy travel insurance to protect yourself from all sorts of potential disasters.
For people who travel, multi trip insurance is very important. This is because is covers them through many trips throughout the year. It allows them to save money because they don't have to buy insurance for every trip that they take.
If you are planning a vacation, you should purchase trip insurance so that you can recover some of your money if there is a problem during your trip, such as a canceled flight or a lost bag. Before you purchase trip insurance, contact your medical insurance company to see if you will be covered while traveling, so that you do not purchase extra medical insurance that is not necessary.
Yes you should definitely rather be safe than sorry. Although it would depend on the duration of the said trip. Your insurance should be good for a short while if you are staying about a week or around there in Texas.
Holiday insurance is one type of travel insurance. You buy the coverage from a company and are then are insured in case of problems that arise throughout the trip.