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We were visiting my mother-in-law and my wife tripped over my dog and broke her elbow will my own homeowners insurance help pay the medical bills?
Wiki User
∙ 14y ago
You have an insurance policy which explicitly spells out what is insured and what kinds of claims you can make, so you might want to read your policy, but I can tell you that the purpose of homeowner's insurance is to protect you from financial loss resulting from damage to, or theft of the property in your home; it is not medical insurance and does not pay medical bills of whatever sort.
Wiki User
∙ 14y ago
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Does homeowners' liability insurance cover personal injury on another property?
No, your Homeowners Insurance will not. Your Medical Insurance Will.
Does homeowners cover injuried guest?
It would depend on whether or not you are liable for the injury. Homeowners insurance is not a viable replacement for medical insurance.
Would the homeowners insurance cover medical bills due to an assault?
No. Homeowners Insurance typically do not provide liability coverage for criminal acts. Your medical insurance is a good source of coverage for health care needs.
Can homeowners insurance cover owners medical bills when hurt in a park?
No, That's what your Major Medical or Health Insurance policy is for. Homeowners Insurance is "Property Insurance". The very, very small amount of medical coverage offered on most home insurance policies is for accidental injuries to others while on your property.
Does homeowners insurance cover injuries incured on a tractor?
No. That's what your major medical insurance policy is for.
Does homeowners insurance cover lawnmower accidents?
No, Personal injury would be covered under your Medical Insurance.
Would the homeowners insurance cover medical bills due to domestic dispute?
NO
Will homeowners insurance cover caregivers costs for the inured?
No. There is no way that a homeowners policy would cover any medical costs for the insured or any family or household member. That is what health insurance is for not house insurance.
Is there a deductible on the Medical Coverage portion of Homeowners' insurance?
No. The medical coverage and liability sections of a homeowners policy do not contain any deductibles. These sections do not cover the homeowner or any household residents.
Does homeowners insurance cover bodily injury if ex husband comes on property and shoots boyfriend?
No, That's what your boyfriends major medical insurance policy is for. Your homeowners insurance nor you are liable for injury due to criminal acts.
Does home owners insurance cover assault in the home?
It would depend on who was assaulted, medical coverage that comes with the homeowners policy may cover a visitor to the home.
What is home insurance?
Home Insurance is Insurance coverage for your house, condo or apartment for your personal property and liability coverage for you. The insurance coverage for your house is also called homeowners insurance. The Homeowners isurance is an insurance package that has coverage for the dwelling, the others structures on your property, Loss of Use, Medical Payments and Personal Liability.
