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Make a list of what you can reasonably prove was in the car when taken but NOT there when you got it back. For instance, if you claim to have had $10,000 in CASH in the car, have some type of reciept(bank withdrawal slip) showing you had that much cash within a reasonable time before the repo. Then call the lender and discuss it in a businesslike manner. If no response, call a local attorney for state/case specific advice. FWIW, MOST repo company would rather you remove your PP when repoed rather than go thru this hassle. Or the hassle of DISPOSING of it when you dont pick it up. Just to add you don't need an attorney to sue which is what you have to do in most cases.Sue the bank not the repo guy.

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Q: What are your options if something is missing from your car after it has been repossessed?
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