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What can a judgment do?

Updated: 8/17/2019
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12y ago

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A judgment is bad to have on your credit for a number of reasons.

1) It stays on your credit report for 10 years. Most negative items only stay on for 7 years.

2) Judgments are public record. So anyone can look this up and see this judgment with your name attached to it.

3) A judgment will knock around 100 points or more (depending on what your existing score is) off your credit score.

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