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It depends on the type of policy that you have. Some cover the dwelling, its contents, other structures, liability protection for you and the insured's, some contents of premises, some personal property of others, and some have limited medical protection for visitors.
Other homeowner policies are designed for renters and therefore do not cover the dwelling.
All of this is subject to the limits of the policy which can range very much.
Wiki User
∙ 13y ago
Wiki User
∙ 12y agoIn brief, Homeowners insurance policies offer protection for the homes main structure, out buildings and contents as well as coverage for certain liabilities that may arise from home ownership.
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Does home owners insurance cover murder?
no
Does your home owners insurance cover your foundation?
No.
Does home owners insurance cover generators?
Your homeowners insurance covers your home structure.
Does home owners insurance cover lost jewelry?
Only if you had your jewelry appraised and included it onto your home owners insurance
Does home owners insurance cover vandalism?
I beliieve it does.
If your tree falls on someone elses vehicle will your home insurance cover it?
You home owners liability insurance should cover it.
Does home owners insurance cover water damage caused by the neighbor?
cover
Will home owners cover death of a pet?
no it will not. you have to have pet insurance.
Does home owners insurance cover termite damage?
NO, generally not.
Does home owners insurance cover carpenter ant damage?
Typically no.
Does home owners insurance cover the cost of a fallen ceiling in the house?
Yes, home owners insurance will cover the cost of a fallen ceiling. The only time that they will not cover it is if it is due to neglect on your parent of not keep the roof properly maintained on your home and there are signs of damage.
Does home owners insurance cover car running over animal?
No, Your Homeowners Insurance covers your Home. Your car Insurance covers you vehicle.
