This question makes sense only in connection with a small business where the owner/employer works along with the employees. If your employer is hurt on the job, obtain medical assistance for him or her and hope the business will not fail as a result.
A worker compensation lawyer is a lawyer that represents a worker in a suit against the employer. This may arise if a worker get hurt on the job, is discriminated against, sexually abused, etc.. They are useful because they specify in this area of the law.
If you are hurt on the job or develop an illness that is related to your work, you can file a claim for worker's compensation. Each state has different requirements on time limitations and payments.
Liability insurance is required for contractors in many states as a requisite to work. It protects both the contractor - the worker, and you - the employer, from any liability if the contractor is injured on the job (at your home.) Basically, if he is insured, you don't have to worry about being sued if he gets hurt on your property.
the employer.
It is generally illegal for an employer to prevent a worker from getting another job. Workers have the right to seek employment elsewhere and should not be subject to any form of coercion or restriction. If an employer is engaging in such behavior, the worker should consult with an employment lawyer or their local labor department for guidance on how to address the situation.
Your employer's workers comp. You have to file a claim.
Workers compensation - Here's the Guidebook for Injured Workers for California http://www.dir.ca.gov/CHSWC/Guidebook-2005.pdf . And DI - Disability Insurance - coverage if you have it, after your elimination period.
If the babysitter gets extremely hurt get the kid to go get the neighbors! Or call the parents.
"What if previous employer will not return a call for a reference?"
It does sound like you can collect Worker's Comp and/or unemployment. Simply contact your local state's employment security office with the details and they will make the determination.
Worker's compensation is insurance coverage for employees to compensate them in case they are injured while performing their job. The employer pays a premium that covers medical expenses and lost wages in case their employees are injured. If these benefits are excepted the hurt employee must release the employer of further liability. The insurance company pays the claim and the employee can no longer sue the employer for the injury.
>a co-worker at that job who has since left the company