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What does your credit score need to be to Get a mortgage through USAA?

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Does a mortgage loan help your credit score?

Typically speaking, yes. A mortgage loan acts as an installment  loan, which if you pay on time on a regular basis, and your balance  goes down each month, it can certainly

Can you get a mortgage with 600 credit score?

Yes you can find lenders that will do this, but they will go through FHA and since FHA is now credit driven, you will get hit with a rate bump, which means you will be paying

Can you get a mortgage with a credit score of 491?

It is highly unlikely that anyone would loan you money to buy a house with that score in this market. A score below 500 means you have some serious derogatory items on your cr