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It depends on your plan.
In most, if not all states you must have liability insurance. Liability only is the cheapest plan because it will only cover damages to a vehicle you hit, as well as personal injury you cause. It normally has a limit (like $100,000 max coverage) leaving you personally responsible for damages above that. Comprehensive can cover not just damage you are responsible for, but also auto theft as well as damage to your car if you are At Fault.
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Can homeowners insurance cover a new heater if faulty?
No, but if you have a home warranty policy that policy may cover it.
What illnesses are usually covered under critical illness cover?
It is important to be aware exactly what is covered by any individual policy. In general, they cover a life threatening illness diagnosed during the policy term, where the patient survives more than 21 days from the diagnosis. Each policy will have a different range of included and excluded illnesses and conditions, but these will vary with product and insurer.
Does comprehensive fix your car if brakes fail?
No, you bought the car most likely with a warranty that may cover this. Your insurance company will not cover failing breaks. They do not inspect the breaks when you but it why would they cover it if they fail. Call your insurance company, they will tell you. You also get a book with your insurance policy that says exactly what they cover.
Does insurance cover a minor driver who is not on your policy?
If they are not on your policy then they are not covered.
What does home owner insurance not cover?
There are millions of things that a homeowners insurance policy does not cover. To find out what it does cover just read your policy, anything not on there is not covered.
If a homeowner is injured and may require surgery will homeowner policy cover this?
Nope, a homeowners policy does not cover the home owner.
Critters ate the wires in my car's engine. will my auto policy cover this?
Your comprehensive coverage porportion of your policy may cover the critter damage depending on the terms of your policy.
Does your insurance cover a borrowed friends car without insurance?
If you are driving the car it may cover you, but it won't cover a car unless it is on your policy. Depending on your policy it may not cover you either. Some insurance policies don't cover you if you allow another driver other than yourself to drive your car. Check your policy.
Will homeowners insurance cover university student?
A homeowners insurance policy will cover the interests of the named insured on the policy. It does not matter if the insured is a student or not.
Does homeowners cover a murder of a person on the policy?
Homeowners insurance does not generally cover the murder of a person listed on the policy. For that, you need life insurance.
What does your cancer insurance policy cover?
cancer
Does homeowners insurance cover wind and storm damage to detached garage?
If you have wind and hail coverage on your policy and the detached garage is a covered structure on that policy then Yes, your policy would cover the damages.
