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Liability of Uninsured Drivers in the USA.The At Fault driver is always the primary person liable for damages from any accident they cause whether licensed, insured or not. Licensed status does not negate liability.

In the U.S. both the at fault driver and the registered vehicle owner can be held financially liable. If no nsurance is avalable, you owe personally for all the damages and may have some fines to pay as well.

Happy Motoring

Wrong Answer for USA, Perhaps valid in some other countriesIf an unlicensed driver is involved in a automobile accident, they are, by default, responsible due to the fact that they are not legally operating a vehicle. Their presence on the road is considered the first in the chain of events that lead to the accident. AnswerDepending on how serious injuries were, if any, this type of crime carries about the same weight as Driving while intoxicated. You will probably do jail time and if you ever get licensed will need an SR-22 slip often. AnswerWould you please provide me with the supporting legislation, rule or other that substantiates this. My son was involved in an accident with an unlicensed driver and the State of NJ Department of Insurance and Banking had no idea what I was talking about when I mentioned David Adam's answer which read,

"If an unlicensed driver is involved in a automobile accident, they are, by default, responsible due to the fact that they are not legally operating a vehicle. There presence on the road is considered the first in the chain of events that lead to the accident." <--- "they told you wrong."

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Q: What happens if an uninsured and unlicensed person has an auto accident?
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What happens if an uninsured and unlicensed person has an auto accident in the state of California?

The person will never be able to get a California d/licenes. He or She is responsible for all damages and more likely spend time in a correctional facility.


Will insurance cover my car damage if I loaned my car to an unlicensed and uninsured driver?

My insurance canceled uninsured person hits someone in rear what happens to me


What happens if an uninsured person has an auto accident?

As you failed to tke a insurance, you will have to pay from your pocket entirely.


What happens if an uninsured unlicensed driver is driving your insured car and has an accident?

If you have Auto liability Insurance and you gave this person perrmission to drive, The Insurer will probably have to pay the bill for the accident. The company will then probably have to promptly cancel your insurance coverage for allowing an unsinsured unlicensed driver to operate your vehicle. Your next Auto Insurance Policy premium will take into account your claims history and charge accordingly.


What happens if someone has an accident in an uninsured car that is not theirs?

The uninsured part would mean that the person or persons responsible would have to pay for it. If they have an accident in someone elses car they will probably be questioned in court.


If an unlicensed uninsured driver has consent of the car owner to drive in a lot and is in an accident does the driver at fault still have to pay?

Yes, (subject to policy exclusions and your state law regarding uninsured unlicensed drivers), the person that is negligent, at fault is the one responsible for the damages to the 'innocent' party. Regardless of their licensing/insurance in most cases.


Driving a car off the lot with no drivers license or insurance?

no it is against the law for an unlicensed and uninsured driver to purchase and drive a car off the dealer's lot. The dealer will be held accountable, if this person has or causes an accident that takes someone's life.


What happens if you get into a car accident and the person who hits you does not have a license the car is not registered in their name and that they might be an illegal immigrant?

Find the person who owns the car and sue them, and hope that you have enough uninsured coverage to fix your car


Who is liable if an uninsured driver borrows a car and causes an accident?

unless the person stole it then the owner is responsible. the uninsured person might be covered under the owners policy as extra driver though.


What kind of insurance pays for a car accident you are in if the other person involved has no insurance?

Uninsured motorist coverage


What happens if you hit an an uninsured motorists and you only have liability?

If the accident is your fault, your liability coverage will pay for the other person's damages. You will be out of luck as no coverage will be afforded for the damages to your vehicle or any injuries to you or your passengers.


If you are at fault for an accident and then find out you are uninsured but willing to pay What is next?

Bad news. If you are uninsured, do not have an accident. If you can manage to pay the other person for the damages in an arrangement that is satisfactory to both of you, then you could be off the hook. Otherwise, you are looking at some major trouble.