What would you like to do?
What happens if you do not have a license and wreck someone else's car?
Your friend may sue you, and tell you to pay the wrecking bill, or they'll forgive you and they'll pay it. But the wreck will go under your name, and charged against you…. I hope that helps!
If you have your driver's permit but not a license do you need insurance to drive someone else's car in Pennsylvania?
No,but they must have insurance.You can not obtain insurance until you have a drivers license.The person who will be in the car with you who has a drivers license would be res…ponsible for your actions while driving.
Well, you can not force someone to repair their own property. Your financial responsibility obligation is to the injured party, not to a repair shop. If you are liable for d…amages to someone else's property or vehicle, you are required to compensate that person for the loss you caused. You can not dictate what must be done with the funds you owe them and you can not encumber the funds through a third party without the claimants consent. It is up to the property owner if he chooses to repair or not to repair and what repair shop, if any he chooses to use. He may choose to use the compensation you owe him toward the purchase of another vehicle, repair the vehicle himself or even use his compensation to go on a personal vacation. The choice is totally up to the property owner. Your liability and obligation to compensate is not effected by and has nothing to do with what the claimant chooses to do with the compensation. Answer If you have damaged someones car and you're willing to pay for the damage yourself, the owner of the vehicle still has the right to select who they want to fix their car. They get the choice of repair facility but they should not have a problem with you paying the repair facility directly. If they don't like that arrangement and insist that you pay them, only do so from an estimate or receipt from the repair facility and get a receipt signed by the car owner for your payment that spells out what your payment is for.
What will happen if an uninsured licensed driver wrecks your car on public property and you have insurance?
Answer If your insurance covers someone else driving your car, no problem. If not, it's your car and you are legally responsible for whatever damage there …is. In other words, you are responsible because you loaned him the car.
Car insurance is just that: insurance for the car. When a contract between the insured and the insurance company is purchased, it is based on the driver and the vehicle. If th…e driver takes someone else's vehicle, the insurance is only for the original car. There would be no pay out for someone else's car. Example: Driver A buys insurance for Vehicle A valued at $5,000. Driver A uses Vehicle B that is valued at $35,000. The insurance cost is obviously not the same therefore the coverage is not there. In the event of bodily injury, coverage up to the agreed limits are there. Remember, health insurance does not cover care and or treatment due to a vehicular accident. I hope this helps clarify the questions.
Anybody who fits the legal requirements to drive in that jurisdiction, and has permission from the vehicle's owner, can drive the vehicle.
The vehicle owners insurance company will most likely not pay the bill. Since the vehicle owner allowed an unlicensed driver to illegally operate their vehicle. …The vehicle owner as well as the driver are both equally liable for the damages. The vehicle owners insurance company will most likely have to pay a negligence claim against the owner of the vehicle. If the insurer determines that their was fraud involved, such as intentionally failing to schedule a known driver to avoid premium then the Insurer may deny coverage under the policy.
What happens is at the discretion of the officer that stops you and the guidelines for that particular state. The officer may merely ticket and release you for no drivers lice…nse since the car is at least insured. But he has the authority to arrest you and impound the car. He also has the authority to ticket the owner of the vehicle if they knowingly allowed an unlicensed driver to operate their vehicle.
What happens no drivers license but car is insured in someone else's name and you are involved in car accident?
***UK answer*** Depends if the car is registered to your or the other person. If its your car then you will be done for driving with no insurance or driving whilst …banned or driving with no license or a combination of the three. However if its not your car and you borrowed it you will again be charged with driving with no license and insurance, (If no license then you dont have insurance, the driver must be insured not the car) but whoever you got the car from could also be charged with knowingly allowing a vehicle to be driven illegally (illegally because you - the driver had no insurance and license), if you dont want to get the other person in trouble - or they may say you took it if they dont want the trouble - then you will probably be charged with TWOC (taking without consent) as well as no driving with no license and insurance. The other persons insurance may pay out if you are found to have taken the car without consent as most cars are insured for theft. However the owner will have to prove this and if there is reason for doubt they wont pay out - unless the police say you did it, but then you will be charged. If its your car and you just dont have insurance yet but (for example) your mate has insured it for him to use while you cant drive it then im afraid it looks like you may have a heavy bill for the other cars you damaged and also court costs and legal fees if you get arrested...not to mention the heavy fine you'll get!
Accidents in Someone Else's car? Primary Legal and Financial Liability for an automobile accident is always with the driver of the vehicle at fault, The vehicle owner can also… be held financially liable as they enabled the usage. So in most cases the vehicle owners policy will invoke. This is why many people mistakenly assume that the coverage followed the car. Contrary to popular belief, Auto liability Insurance does "not" automatically follow a car. Cars don't drive themselves. It follows the defined insureds legal liabilities which may arise out of vehicle ownership or operation. This may or may not extend to another driver. Liability follows the named Insureds while property coverage follows the vehicle. "Coverage from the Owners Policy not withstanding" The Law requires that All Operators of a Motor Vehicle on public roads carry proof of financial responsibility at all times irrespective of ownership. Their is no exception when it's not your car. Depending on the owners Auto Insurance Policy Form selected, coverage may or may not extend to other drivers. A standard Form Auto Insurance Policy will typically extend coverage for permitted drivers not engaged in a crime. A "Limited Policy" a "Non Owners Policy" or a "Named Driver Policy" while more economic in some cases will not extend coverage at all to any other permitted drivers. Consult with your Insurance Agent for appropriate coverage. Don't make broad assumptions about your financial responsibilities. You should always verify coverage before driving an unowned vehicle or make sure your own policy follows you as a named insured driver to a replacement or loaner vehicle. Insurance regulations vary by state regulation so it's always best to talk to an agent in your area. A local agent will be most familiar with your state regulations.
One may generally insure the property of another if you have an insurable interest in it. This means that you have a financial interest in the property that may be harmed …if the property is damaged or destroyed. .
The driver will receive another violation for "Driving While Suspended," and it is POSSIBLE that the owner of the vehicle may receive a ticket for "Permitting an Un-lice…nsed Operator."
When it doubt, ALWAYS ASK to see a valid driver license before handing them the keys. Most states will even allow you to verify it online provided you have it right in front o…f you.
If your state requires that a vehicle be insured before operating it, the responsibility of knowing whether it is insured or not falls upon the actual operator of the ve…hicle, regardless of who owns it.
What happens if you wreck someones car who has insurance but you have no license and they are not pressing charges?
If they are not pressing charges, then they are giving you permission to drive their vehicle. If you give someone who doesn't have a drivers license permission to drive your v…ehicle, you are voiding your insurance coverage. The Insurance company will not pay.