almost all states require liability insurance. the fact that the friend had 'non owner' does not mean that it was ok to drive an uninsured vehicle. the law requires the vehicles, not the drivers, to be insured.
I hope you had insurance for this. The uninsured motorist will probably be broke
As you failed to tke a insurance, you will have to pay from your pocket entirely.
They will have to take the uninsured driver to court. Or if you have uninsured driver policy with your insurance, they will pay it.
Typically, the uninsured driver will be cited for it, and your insurance co. is liable for the damages.
If the insurance is not valid on the day of the accident, there is no coverage.
Same as if it where 2 cars. The uninsured driver will be sited and then your insurance will pay for the repairs and try and collect from the uninsured driver, if you have uninsured or underinsured coverage, if not you can take the uninsured driver to small claims court.
The at-fault driver's insurance will pay for all property and bodily injury damages.
Assuming in this instance the uninsured driver is the one at fault, he or she is still liable for any property damage & personal injuries that may have resulted from the accident. The injured party will make a claim against his or her uninsured motorist policy. But that insurance company can, and often will, sue the uninsured driver.
Vehicles are insured not drivers. If you are qualified and authorized to operate an auto the insurance on it will pay for it and any damage done by it.
My insurance canceled uninsured person hits someone in rear what happens to me
It depends on the policy provider but my Allstate Insurance covers licensed drivers who drive my vehicle with my permission. Mine also covers me when I drive an uninsured car.
When this happens, your Insurance company pays for damages. If the accident is your fault, your insurance rates can go up.