If your license was suspended, and you were driving, it is quite likely that you insuror will NOT pay for the damages, and will cancel your coverage, because you were knowingly operating the vehicle unlawfully.
If the driver with the suspended license caused the accident then he/she is responsible.
As long as your teenager was properly insured and he was not involved in the commission of a crime at the time of the accident, nothing should happen to your teenagers driver license.
Until you obtain auto insurance and prove to the court that you are now insured.
If the car that was involved, in an acident was insured yea!
Not at fault but uninsured Call the police in this case. Unfortunately this is a catch-22 because if you call the police your license is suspended for 1 year, if you don't it could be the drivers word against yours.
A non insured driver may be held liable for the accident. Insurance is a requirement in the majority of states.
Generally, the owner of the insured car is held liable for any damages or losses involved after an accident. So if you want to file a claim for compensation after a crash, it is better to file it with the owner of the insured car or his insurance company. The adult unlicensed driver however, can be held liable criminally if there was death or injury involved.
You will get a ticket for these violations but if you bring them with you to court and they show that you were licensed and insured on the date of the accident, these charges will be dismissed.
P.S. The insured driver is found at-fault with witnesses. The uninsured driver is worried if his license will be suspended or facing any penalty for driving the his parent's INSURED car.
Vehicles are insured not drivers. If you are qualified and authorized to operate an auto the insurance on it will pay for it and any damage done by it.
The first thing you should do is call the police so they can respond to the site of the accident and write a report. They can also make certain everyone involved is licensed and insured.
Of course, age doesn't matter. If you have a valid license and have a current insurance policy you can claim the accident.