What would you like to do?
What happens if you have no auto insurance and no drivers license and you where in car accident but it was not your fault?
Answer Sorry to say, Eva, but an uninsured car is not supposed to be on the public streets and a person with no license is not supposed to be driving a car. Since y…ou contributed to the accident by violating these laws, you are at least partially at fault. The other driver's insurance company is going to deny any claim you submit.
What happens to your drivers license when you are at fault in an auto accident and you do not have car insurance?
%REPLIES% Answer dl suspension for one yr and your going to need an sr22 for 3 yrs.. its not good Answer You probably will be arrested and if you ar…e unable to pay the costs in full to the victim(s) you may be looking at some deep jail time, your driver license can actually be suspended for anywhere from 1- to TEN years depending on what state you live in but if the damages aren't paid, forget about ever seeing your picture on a license again. By the way, the 3-7 period a SR-22 is required starts when you are released from jail and your license is reinstated, not the day of the accident.
What happens when you are involved in an auto accident and you are uninsured but the other vehicle is insured and you are not at fault but the other driver claims you are?
Not at fault but uninsured Call the police in this case.Unfortunately this is a catch-22 because if you call the policeyour license is suspended for 1 year, if you don't it co…uld be thedrivers word against yours.
In California if you do not have auto insurance and you are involved in an accident that is not your fault does the insured at fault have to pay your medical and or pain and suffering?
Answer California law restricts owners and operators of motor vehicles injured in a motor vehicle accident from recovering compensation for pain, suffering, inco…nvenience, physical impairment, disfigurement, and other non-pecuniary damages if the injured person was not insured at the time of the accident
If you have no fault auto insurance will your insurance rates increase if you happen to be in an accident in which you were not at fault?
Generally speaking, no. However, in any moving incident/violation, your driving record is checked. If it turns out that you have a few past speeding tickets, and ma…ybe another previous accident or two where you were not at fault, the insurance company may choose to tag you as a high-risk driver and increase your premium. On the other hand, if you are a driver with a spotless record, your rates will probably not go up in the event of an accident where you are not at fault.
What are your insurance agent's responsibilities to you after an auto accident in which you were not at fault?
Your insurance agents responsibility is to assist you in forwarding your loss or accident notice to a claims dept. Your agent is almost always not allowed to adjust your claim… as this would be a conflict of interest and could jeopardize his insurance license with the State. Your agent can also act as your advocate in that he can help you clarify your position on the loss to an adjuster. but he can not help you get your car fixed and can not "go after" anyone on your behalf lest he find himself with no insurance license and looking for a new line of work. Your agent is licensed as an insurance agent. Claims adjusters are licensed to process your claims. The two licenses have very clear boundaries under state regulations. Some companies (very few) may allow an agent a limited authority to release a small portion of funds for immediate relief to assist you if you have full coverage but the agent can make no final determination of a pending claim on behalf of the company. To do so would be an overstep of his scope of authority and would be considered a violation of Ethical standards. Answer If you have "comp and collision" insurance (coverage that repairs YOUR vehicle) your agent should help you get your vehicle repaired and should go after the other insurance company to get it paid for. If you only have Liability insurance, you get to chase down the other insurance company yourself and seek compensation for damages. If the damage is small and the other insurance company is trying to just get you to go away, you may need to sue, in which case you might want to talk to a lawyer. If the other driver is not insured, you might just be out of luck.
You will definitely want to seek the advice of an attorney. Just because the at fault driver doesn't have insurance, doesn't mean they are not responsible for damages. If you …have a strong case, you may wish to move forward with a lawsuit - to which there may be an out-of-court settlement. If the person you're planning to sue doesn't have any money, you may just be spinning your wheels because they won't even have the funds to pay any settlement. Choose your battle.
Answer . Yes only for Auto, Campers, Motorhomes while on the highway What's No-Fault Insurance?No-Fault Auto Insurance Coverage pays for each driver's own injuries and pr…operty damage, up to the limit specified in the policy, regardless of who caused the accident. Because No-Fault insurance varies by state, ask your claim representative if this applies to your situation.Ref: Allstate @ http://www.allstate.com/claims/auto-insurance-faqs.aspx
Can you go after the auto insurance co of your employer if your involved in an auto accident in your work vehicle and it was your fault?
Yes. If it's a company car and is insured through your employer, the employer's insurance company would pay out the claim. The accident would still show up on your recor…d though.
If a pedestrian is found at fault for an accident involving a car can they be sued for an auto insurance deductible?
Yes, The at fault party is responsible.
Question If you are involved in and auto accident in Florida and the other driver is at fault but has no auto insurance and you are injured can you sue your insurance company for injuries?
No, you cannot sue your insurance company for injuries....actuallly, I take that back. You can sue anybody for anything...but in this case, you would not win. Your policy shou…ld have a coverage called Uninsured Motorist Coverage. Typically, this would cover the injured parties in your vehicle if the accident was caused by an uninsured driver. This would cover your injuries in such an incident. Unfortunately, this coverage is not discussed by most insurance agents and is included as an afterthought. Be sure to check your policy and see if this is there. You should never have a lower Uninsured Motorist coverage than your Bodily Injury amount.
I turned the corner on a residential street with no double yellow and there was a suv/van on the left with room to go past on the right. I didn't notice whether a… blinker was on, but it was moving slowly. I continued straight and the van took a sudden turn into a driveway on the right. I slammed on the brakes but we collided, my subaru wagon's left side behind the headlight met his bumper, as the van was higher. He had no damage. My car was bent in at the corner. He said as he had no damage there was no need for a police report, and I would be cited for passing on the right. I wonder whether he should have looked before turning. I saw a blinking front right blinker when he hit me, but did not notice whether his back blinker worked. I went home with him not wanting to be involved in any way. Could I have been hit in a parking lot in the same way? Is that enough to tell the insurance co.?, Or could he possible have some fault for turning into me and not looking. I wish I knew if his rear blinker worked, but I didn't think of this until I got home.
Assuming in this instance the uninsured driver is the one at fault, he or she is still liable for any property damage & personal injuries that may have resulted from the… accident. The injured party will make a claim against his or her uninsured motorist policy. But that insurance company can, and often will, sue the uninsured driver.
What happens if you have auto insurance but no drivers licnese and you get into an accident that is not your fault will the person at fault insurance still take care of the damages to your car?
You get a ticket and your insurance goes up. You can not drive without a license and if you cost the insurance company money they raise your premiums especially if you g…et a ticket
Laws may vary state to state. In Georgia it is a criminal offense to drive without auto insurance. Although you may not be held liable for property damage or bodily injury to …another party, you may face legal action including fines and possible jail time.
Basically, you're out of luck. It's a crime to drive without a license. And it's almost certainly going to be treated as your fault, meaning nobody's going to pay to repair yo…ur car and you're going to have to pay to repair the other car. (In practice, the other guy's insurance will probably pay for his car ... and then they'll go after you to try to reclaim the losses. And they have very good attorneys.) You will end up paying the judgement for years to come. Probably is a lot cheaper to buy the insurance and get the license to begin with, or take the bus. Driving is not a right; it is a responsibility, but now you know that. It is also likely that you will be arrested and the car will be impounded. That will result in a criminal record and impound fees that will be your responsibility. If you ever get it together to get a valid license and a car you will find yourself in a high risk category and your insurance will be very expensive.
What if you were in an auto accident and you are not at fault but you do not have auto insurance in California?
If the other driver is at fault and has insurance, their insuranceshould still pay the claim. However, you may still face significantlegal penalties for driving without insura…nce. Your drivers licensemay be suspended and your car may be impounded, and the cost ofinsurance when you get it (which you have to, in order to get yourdrivers license or your car back) will be much higher than it wouldhave been if you had purchased it before the accident. You shouldprobably consult a qualified attorney for advice on how to minimizethe cost.