In most states you can purchase under-insured motorist or uninsured motorist coverage that will kick in when the other parties insurance is depleted.
Yes, it will. The fact that the other driver had no license has nothing to do with coverage and liability.
Perpetual insurance is most commonly used for homeowners insurance but can also be used for fire insurance. The most frequent conditions are that the insurer must make enough money to cover the losses in the event of a claim.
no, the driver has to be on your insurance or have there own insurance. if your driving and the persons with you then yes
deductibles
No he have to listed as a second third or household driver for being cover by insurance
when you get the insurance you can register your daughter as an autorized driver and the insurance will cover for the damages.
the accident is cover by insurance if the driver did not have insurance but the owner dose then it should cover for uninsured motorist if the driver was not a excluded driver of the vehicle a excluded driver is like a relative that lives the the policy holder but is not on the policy as a driver
No, It is the schools choice to obtain coverage for losses from theft on school property or not. Your homeowners insurance would not cover the losses of another party.
no-fault insurance Provides coverage if you, a family member, or your passengers are injured or killed in a covered accident involving a driver who doesn't have insurance at all or who doesn't have enough insurance to cover the damage they cause you.
If they are not on your policy then they are not covered.
sometimes
The second vehicle will be covered by it's own insurance. That company will then attempt to sue the driver to recoup it's losses