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What if you are in a car wreck with no insurance and the other driver is at fault?
Wiki User
∙ 15y ago
Doesn't matter at all. You are required to have insurance and the fact that the other driver may be responsible does not protect you at all.
Wiki User
∙ 15y ago
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If you get into a wreck and you were the one in fault and the other person does not have insurance what will happen to them and will your insurance cover it?
Every state is different. Where I live, if you are the responsible party in the wreck then your insurance has to repair the vehicle that you hit. You will be responsible for paying your deductible to have your vehicle fixed. Also the driver without insurance will be ticketed by the authorities if they are present.
If you let someone who has no insurance drive your car and they wreck it can you get sued or what will happen as far as the insurance coverage?
Your coverage should kick in - if it was a matter of fault, you will be in the driver's shoes unfortunately.
How much will auto insurance be after car wreck?
If it is found to be your fault, then your insurance could go up. If you are found to be at fault, then it shouldn't.
If you had permission to drive a friend's car and had a wreck can the friend sue you even though the friend's insurance should cover the damage?
Yes. The person is entitled to collect the insurance deductible and any other damages that were incurred due to the fault of the driver of the vehicle.
What is liability insurance?
Vehicle liability insurance is insurance that only covers the other car. That means that if you get in a wreck, you are liable for what happens to your car. It also means that that your insurance company will pay for the damages to the other person's car if the accident is found to be your fault, but if it is the other person's fault, then their insurance will pay for the damages to your car.
How can you get your car fixed if you have no insurance and it was your fault in the wreck?
By paying for it out of your own pocket.
What is vehicle liability insurance?
Vehicle liability insurance is insurance that only covers the other car. That means that if you get in a wreck, you are liable for what happens to your car. It also means that that your insurance company will pay for the damages to the other person's car if the accident is found to be your fault, but if it is the other person's fault, then their insurance will pay for the damages to your car.
If your teenager has a wreck how will it affect your insurance?
Depending who is at fault your rates may go up or not. So if your child was not at fault then your insurance will stay the same. If they are then the insurance goes up.
You got in a wreck and you are not at fault but you have no insurance Can you still file a claim against his insurance?
Of course you can. You will want a lawyer, however.
If an insured person allows an uninsured person drive her car and the uninsured driver has an at fault wreck who pays?
The Driver "and" the Vehicle Owner are both jointly and severally liable for all damages. She should contact her Insurance Agent for advice as to whether or not the Auto Insurance Policy will provide coverage for the unlicensed driver
Is cheap insurance coverage reliable?
Yes and no. It covers the basics for the other driver and it pays the damages to the other person and car if it's YOUR fault. However, cheap insurance doesn't cover your own car or body. So if it's a bad wreck, your car is totalled and you don't have any money to get a new one.
How can you get money after a car wreck without insurance?
Who is it that doesn't have insurance (your, or the 'other' person)? If you don't have insurance and are at fault there is no way you can receive any money for the car. If ther other person involved is missing insurance then you will still be covered if you pay for collision or uninsured motorist.
