Your home insurance should cover that, but you would be subject to your deductible.
If you can get her to agree to pay the deductible, it will cost you nothing, but you may experience a rate increase in the future.
Of course, trying to get the cleaning lady to pay for the loss out of her own pocket would be best, but may be very hard to collect.
Lastly, small claims court is an option, but even if you are awarded a judgment, it does not guarantee that you will get your money back.
If you have coverage of $250,000 and you die, then your beneficiary will get $250,000.
If the vehicle is worth 250K, then you insure it for 250K
One thousand eight hundred dollars
80% of 250000 = .8 * 250000 = 20000
8% of 250000 = 250000*8/100 = 20000
3.5% of 250,000= 3.5% * 250000= 0.035 * 250000= 8,750
70% of 250,000= 70% * 250000= 0.7 * 250000= 175,000
Rs. 250000
Get 250000 what?
250000
250000
20% of 250,000 = 20% * 250000 = 0.2 * 250000 = 50,000